Portefeuille Université de l'épargne 2025 - Avec une poche monétaire EUR à la place du JPY - avec des supports de l'Assurance Vie Linxea Suravenir 2 - Re-balancement Trimestriel
Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
WELN.XETRA Amundi S&P Global Energy Carbon Reduced UCITS ETF DR EUR (A) • IE000J0LN0R5 | ETF | 25.0% | 0.18% |
AMEM.F Amundi MSCI Emerging Markets Swap UCITS ETF EUR Acc • LU1681045370 | ETF | 25.0% | 0.2% |
FR0050000746 Schelcher Short Term ESG Z • FR0050000746 | FUND | 25.0% | 0.2% |
XAD1.XETRA Xtrackers Physical Gold EUR Hedged ETC • DE000A1EK0G3 | ETF | 25.0% | 0.59% |
| Total | 100.0% | 0.29% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +7.8% | +5.3% | -1.5% | +1.7% | +1.0% | -3.0% | +0.3% | +3.9% | -0.1% | - | - | - | +16.0% |
| 2025 | +3.8% | +0.2% | +2.0% | -2.9% | +1.0% | +1.1% | +2.3% | +1.1% | +4.2% | +2.6% | +1.2% | +1.6% | +19.5% |
| 2024 | -0.4% | +0.7% | +4.8% | +1.6% | -0.1% | +1.6% | +1.4% | -0.2% | +2.0% | +1.5% | +1.6% | -2.0% | +12.8% |
| 2023 | +3.5% | -2.5% | +0.7% | +0.1% | -1.9% | +1.1% | +3.2% | -1.0% | +0.1% | -0.4% | +0.9% | +1.0% | +4.9% |
| 2022 | - | - | - | - | - | - | - | - | - | +0.9% | +4.8% | -1.7% | +4.1% |
UDE 2025 AV returned +14.67% a year over the 4 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.