Home PortfoliosUCITS

UCITS

Created byuser-17x0r1

Monthly Rebalancing

EUR

Low Risk

1.7yr backtest

Performance Summary

Total Return+23.08%

Annualized Return+12.86%

Volatility+9.48%

Sharpe Ratio1.15

Max Drawdown+10.89%

Holdings

Asset Allocation

Asset Class

Equity 50.0%Precious Metals 25.0%Bonds 25.0%

Holdings Details

A diversified ETF portfolio blending global stocks, US tech, gold, and EUR bonds for balanced growth across major asset classes.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
VGWD.XETRA Vanguard FTSE All-World High Dividend Yield UCITS ETF Distributing • IE00B8GKDB10	IE00B8GKDB10	Dist	ETF	25.0%	0.29%
4GLD.XETRA Xetra-Gold • DE000A0S9GB0	DE000A0S9GB0	Acc	ETF	25.0%	0%
EUN5.XETRA iShares Core EUR Corporate Bond UCITS ETF (Dist) • IE00B3F81R35	IE00B3F81R35	Dist	ETF	25.0%	0.09%
JEQP.XETRA JPMorgan Nasdaq Equity Premium Income Active UCITS ETF USD (Dist) • IE000U9J8HX9	IE000U9J8HX9	Dist	ETF	25.0%	0.35%
Total		Total			100.0%	0.18%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €12,307.71

Histogram of Monthly Returns

The portfolio had a positive return during 13 of the 21 months (62%)

Monthly Returns Heatmap

Best month: +4.3% • Worst month: -4.6% • Best year: 2025 (+15.7%) • Worst year: 2024 (+0.9%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+4.3%	+2.6%	-4.6%	+2.5%	+1.9%	-1.1%	-0.1%	-	-	-	-	-	+5.4%
2025	+3.9%	-0.1%	-2.4%	-1.7%	+1.9%	-0.5%	+2.9%	+0.6%	+4.0%	+3.5%	+1.5%	+1.2%	+15.7%
2024	-	-	-	-	-	-	-	-	-	-	+1.6%	-0.7%	+0.9%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +10.89% • The longest drawdown period lasted for 6 months and was between February 2025 and September 2025. It reached a trough of -10.9%.

Dividend Income

Summary

This portfolio contains 3 distributing ETFs (75.0% of total allocation)

Total Dividends Received

€728.86

30 payments

Dividend Yield

3.82%

(annualized)

Avg Per Payment

€24.30

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2026	€282.66	2.31%	10
2025	€430.39	4.06%	19
2024	€15.79	0.16%	1
Total	€728.86	3.82%	30

Detailed Metrics

Returns

Total Return

+23.08%

Annualized Return

+12.86%

Avg Monthly Return

+1.02%

Risk

Volatility (Annual)

+9.48%

Max Drawdown

+10.89%

Positive Months

62%

Average Drawdown

-2.3%

Risk-Adjusted

Sharpe Ratio

1.15

Risk-free rate: 2.0%

Sortino Ratio

1.11

Downside risk adjusted

Return/Volatility

1.36

Calmar Ratio

1.18

Return/Max Drawdown

Ulcer Index

2.81

Drawdown depth & duration

Martin Ratio

0.04

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€12,307.71

Backtest Period

2024-11-04 to 2026-07-24
1.7 years

Rebalancing

monthly

Base Currency

EUR