2027
You'll be 34
Median scenario: 2027 · Optimistic (90th percentile): 2027
From this point, your portfolio's expected monthly growth exceeds your $500/month contribution. Compounding is now doing more for you than saving is.
2037
You'll be 44
Median scenario: 2037 · Optimistic (90th percentile): 2036
Your portfolio reaches your inflation-adjusted $750,000 target, covering $30,000/year of today's spending power.
2057
Age 65, as set above
Projected balance: $858,956,907 median (61988% of your $1,385,692 target)
Optimistic (90th percentile): $1,818,986,067. Conservative (10th percentile): $392,016,638.