HomePortfoliosThe New 60/40 Distribution

The New 60/40 Distribution

Created byuser-xwe79g
Quarterly Rebalancing
EUR
Moderate Risk
Multi-currency
0.9yr backtest

Performance Summary

Total Return+27.49%
Annualized Return+30.01%
Volatility+12.43%
Sharpe Ratio2.25
Max Drawdown+7.54%

Holdings

Asset Allocation

Asset Class

Equity 60.0%Bonds 15.0%Precious Metals 15.0%Commodities 10.0%
Holdings Details
A diversified 60/40+ ETF portfolio for global stocks, bonds, gold, and commodities, designed for long-term growth and stability across asset classes.
AssetTypeAllocationTER
HMWD.LSE
HSBC MSCI World UCITS ETF USD • IE00B4X9L533
ETF
45.0%0.15%
SPFE.XETRA
State Street SPDR Bloomberg Global Aggregate Bond UCITS ETF EUR Hedged (Dist) • IE00BF1QPL78
ETF
15.0%0.1%
GLDI.LSE
IncomeShares Gold+ Yield ETP • XS2852999775
ETF
15.0%0.65%
WCOG.LSE
WisdomTree Enhanced Commodity UCITS ETF USD • IE00BZ1GHD37
ETF
10.0%0.35%
UBUD.XETRA
UBS Solactive Global Pure Gold Miners UCITS ETF USD dis • IE00B7KMNP07
ETF
10.0%0.43%
ASWM.XETRA
Rex Crypto Equity Income & Growth UCITS ETF • IE0008BA4TY1
ETF
5.0%0.65%
Total100.0%0.29%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €12,748.67
Histogram of Monthly Returns
The portfolio had a positive return during 10 of the 12 months (83%)
Monthly Returns Heatmap
Best month: +6.0% • Worst month: -5.0% • Best year: 2025 (+18.3%) • Worst year: 2026 (+7.8%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.3%+4.3%-5.0%+4.9%+3.4%-1.9%------+7.8%
2025------+2.5%+3.3%+6.0%+3.1%+1.9%+0.4%+18.3%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +7.54% • The longest drawdown period lasted for 2 months and was between March 2026 and May 2026. It reached a trough of -7.5%.

Dividend Income

Summary
This portfolio contains 6 distributing ETFs (100.0% of total allocation)

Total Dividends Received

€429.81

31 payments

Dividend Yield

3.98%

(annualized)

Avg Per Payment

€13.86

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€210.96
2025€218.84
Total€429.81

Detailed Metrics

Returns
Total Return
+27.49%
Annualized Return
+30.01%
Avg Monthly Return
+2.09%
Risk
Volatility (Annual)
+12.43%
Max Drawdown
+7.54%
Positive Months
83%
Average Drawdown
-1.6%
Risk-Adjusted
Sharpe Ratio
2.25
Risk-free rate: 2.0%
Sortino Ratio
2.21
Downside risk adjusted
Return/Volatility
2.41
Calmar Ratio
3.98
Return/Max Drawdown
Ulcer Index
1.96
Drawdown depth & duration
Martin Ratio
0.14
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€12,748.67
Backtest Period
2025-07-02 to 2026-06-05
0.9 years
Rebalancing
quarterly
Base Currency
EUR
The New 60/40 Distribution | +30.0% CAGR | ETF Backtest