HomePortfoliosThe New 60/40
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Annual Rebalancing
EUR
Moderate Risk
Multi-currency
3.9yr backtest

Performance Summary

Total Return+89.99%
Annualized Return+18.00%
Volatility+11.21%
Sharpe Ratio1.43
Max Drawdown+12.28%

Holdings

Asset Allocation

Asset Class

Equity 55.0%Bonds 15.0%Precious Metals 15.0%Commodities 10.0%Cryptocurrencies 5.0%
Holdings Details
Diversified ETF portfolio blending global stocks, bonds, gold, commodities, and Bitcoin for broad multi-asset growth and stability.
AssetTypeAllocationTER
ACWE.PA
State Street SPDR MSCI All Country World UCITS ETF USD Unhedged (Acc)IE00B44Z5B48
ETF
45.0%0.12%
SPFE.XETRA
State Street SPDR Bloomberg Global Aggregate Bond UCITS ETF EUR Hedged (Dist)IE00BF1QPL78
ETF
15.0%0.1%
XGDU.XETRA
Xtrackers IE Physical Gold ETCDE000A2T0VU5
ETC
15.0%0.25%
UBUD.XETRA
UBS Solactive Global Pure Gold Miners UCITS ETF USD disIE00B7KMNP07
ETF
10.0%0.43%
CMOD.LSE
Invesco Bloomberg Commodity UCITS ETF AccIE00BD6FTQ80
ETF
10.0%0.19%
21BC.XETRA
21shares Bitcoin Core ETPCH1199067674
ETF
5.0%0.1%
Total100.0%0.17%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €18,998.58
Histogram of Monthly Returns
The portfolio had a positive return during 32 of the 48 months (67%)
Monthly Returns Heatmap
Best month: +6.7% • Worst month: -5.0% • Best year: 2024 (+28.1%) • Worst year: 2022 (-3.5%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+3.0%+3.4%-5.0%+3.8%+2.1%-2.6%------+4.5%
2025+6.1%-1.8%-1.3%-1.2%+3.7%-0.9%+2.9%+2.5%+6.7%+2.7%+2.8%+1.2%+25.5%
2024+1.9%+3.0%+6.2%-0.4%+1.2%+2.0%+1.2%-0.6%+3.1%+2.9%+6.1%-1.2%+28.1%
2023+5.6%-1.7%+3.8%-0.1%+0.7%+0.2%+2.5%-1.3%-1.8%+1.9%+3.6%+2.9%+17.2%
2022------+3.1%-2.6%-3.2%+0.8%+1.8%-3.0%-3.5%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +12.28% • The longest drawdown period lasted for 7 months and was between August 2022 and April 2023. It reached a trough of -9.0%.

Dividend Income

Summary
This portfolio contains 2 distributing ETFs (25.0% of total allocation)

Total Dividends Received

253.16

17 payments

Dividend Yield

0.49%

(annualized)

Avg Per Payment

14.89

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
202649.40
202581.88
202456.02
202347.26
202218.59
Total253.16

Detailed Metrics

Returns
Total Return
+89.99%
Annualized Return
+18.00%
Avg Monthly Return
+1.38%
Risk
Volatility (Annual)
+11.21%
Max Drawdown
+12.28%
Positive Months
67%
Average Drawdown
-2.6%
Risk-Adjusted
Sharpe Ratio
1.43
Risk-free rate: 2.0%
Sortino Ratio
1.38
Downside risk adjusted
Return/Volatility
1.61
Calmar Ratio
1.47
Return/Max Drawdown
Ulcer Index
3.19
Drawdown depth & duration
Martin Ratio
0.05
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
18,998.58
Backtest Period
2022-07-20 to 2026-06-05
3.9 years
Rebalancing
annual
Base Currency
EUR
The New 60/40 | +18.0% CAGR | ETF Backtest