Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
SXR8.XETRA iShares Core S&P 500 UCITS ETF USD (Acc) • IE00B5BMR087 | ETF | 80.0% | 0.07% |
IUSN.XETRA iShares MSCI World Small Cap UCITS ETF • IE00BF4RFH31 | ETF | 10.0% | 0.35% |
EMIM.AS iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc) • IE00BKM4GZ66 | ETF | 10.0% | 0.18% |
| Total | 100.0% | 0.11% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.7% | +0.8% | -4.7% | +9.6% | +6.5% | +1.3% | -2.1% | +2.5% | +0.6% | - | - | - | +15.3% |
| 2025 | +3.7% | -3.4% | -8.2% | -5.1% | +6.5% | +1.7% | +5.7% | -0.7% | +3.0% | +4.6% | -0.5% | -0.1% | +6.3% |
| 2024 | +3.0% | +4.2% | +3.7% | -2.0% | +1.0% | +6.1% | +0.1% | -1.0% | +2.0% | +2.0% | +7.8% | -1.2% | +28.6% |
| 2023 | +4.6% | +0.4% | -0.3% | -0.3% | +3.4% | +4.1% | +2.6% | -0.2% | -2.0% | -3.5% | +5.7% | +4.3% | +20.1% |
| 2022 | -5.5% | -1.8% | +5.0% | -2.6% | -3.8% | -5.9% | +10.4% | -1.1% | -5.9% | +4.2% | -0.8% | -6.2% | -14.4% |
| 2021 | +1.6% | +3.4% | +6.3% | +2.2% | -1.0% | +5.3% | +1.3% | +3.5% | -1.7% | +5.1% | +1.7% | +4.0% | +35.9% |
| 2020 | +0.2% | -8.7% | -10.8% | +10.9% | +1.9% | +1.6% | +0.5% | +6.2% | -1.3% | -1.9% | +8.2% | +1.8% | +6.8% |
| 2019 | +8.1% | +3.9% | +2.6% | +3.7% | -5.2% | +3.9% | +4.6% | -2.0% | +3.0% | -0.3% | +4.9% | +1.9% | +32.4% |
| 2018 | - | - | - | +2.6% | +4.9% | +0.3% | +2.4% | +3.2% | +0.5% | -4.8% | +1.2% | -8.8% | +0.5% |
Basic portfolio returned +14.61% a year over the 8 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.