HomePortfolios#6 For Life - Growth

#6 For Life - Growth

My first test trying to beat market with 6 diferent cumulative etfs.

Optimize
Annual Rebalancing
EUR
Moderate Risk
2.1yr backtest

Performance Summary

Total Return+36.49%
Annualized Return+16.38%
Volatility+15.09%
Sharpe Ratio0.95
Max Drawdown+21.30%

Holdings

Asset Allocation

Asset Class

Equity 90.0%Precious Metals 10.0%
Holdings Details
A growth-focused ETF portfolio blending US tech, global stocks, semiconductors, emerging markets, and gold for diversified, long-term returns.
AssetTypeAllocationTER
VUAA.XETRA
Vanguard S&P 500 UCITS ETF (USD) AccumulatingIE00BFMXXD54
ETF
40.0%0.07%
ANAV.XETRA
AXA IM NASDAQ 100 UCITS ETF USD AccIE000QDFFK00
ETF
20.0%0.14%
EXUS.XETRA
Xtrackers MSCI World ex USA UCITS ETF 1CIE0006WW1TQ4
ETF
15.0%0.15%
SEC0.XETRA
iShares MSCI Global Semiconductors UCITS ETF USD (Acc)IE000I8KRLL9
ETF
10.0%0.35%
4GLD.XETRA
Xetra-GoldDE000A0S9GB0
ETF
10.0%0%
IS3N.XETRA
iShares Core MSCI Emerging Markets IMI UCITSIE00BKM4GZ66
ETF
5.0%0.18%
Total100.0%0.12%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €13,649.34
Histogram of Monthly Returns
The portfolio had a positive return during 17 of the 26 months (65%)
Monthly Returns Heatmap
Best month: +6.6% • Worst month: -7.2% • Best year: 2024 (+17.2%) • Worst year: 2026 (+1.0%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+3.6%+1.2%-6.0%+2.4%--------+1.0%
2025+4.2%-2.8%-7.2%-3.4%+6.6%+1.9%+4.6%-0.5%+5.1%+6.6%-0.6%+0.9%+15.4%
2024--+2.7%-1.5%+1.7%+6.1%-1.2%-0.9%+1.9%+1.6%+5.7%+0.1%+17.2%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +21.30% • The longest drawdown period lasted for 6 months and was between February 2025 and September 2025. It reached a trough of -21.3%.

Detailed Metrics

Returns
Total Return
+36.49%
Annualized Return
+16.38%
Avg Monthly Return
+1.27%
Risk
Volatility (Annual)
+15.09%
Max Drawdown
+21.30%
Positive Months
65%
Average Drawdown
-3.7%
Risk-Adjusted
Sharpe Ratio
0.95
Risk-free rate: 2.0%
Sortino Ratio
0.88
Downside risk adjusted
Return/Volatility
1.09
Calmar Ratio
0.77
Return/Max Drawdown
Ulcer Index
5.07
Drawdown depth & duration
Martin Ratio
0.03
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
13,649.34
Backtest Period
2024-03-14 to 2026-04-02
2.1 years
Rebalancing
annual
Base Currency
EUR