Home PortfoliosTeste 4

Teste 4

Created byuser-xsvckd

Monthly Rebalancing

EUR

Moderate Risk

0.5yr backtest

Performance Summary

Total Return+13.72%

Annualized Return+32.04%

Volatility+13.04%

Sharpe Ratio2.30

Max Drawdown+6.21%

Holdings

Asset Allocation

Asset Class

Equity 100.0%

Holdings Details

Diversified global equity portfolio with 80% US tech via Nasdaq 100 and 20% quality dividends for balanced growth.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
SPYI.XETRA SPDR MSCI All Country World Investable Market UCITS ETF (Acc) • IE00B3YLTY66	IE00B3YLTY66	Acc	ETF	40.0%	0.17%
SXRV.XETRA iShares Nasdaq 100 UCITS ETF (Acc) • IE00B53SZB19	IE00B53SZB19	Acc	ETF	40.0%	0.3%
LDGL.XETRA L&G Global Quality Dividends UCITS ETF USD Dist • IE0005AJA0P1	IE0005AJA0P1	Dist	ETF	20.0%	0.29%
Total		Total			100.0%	0.25%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €11,372.18

Histogram of Monthly Returns

The portfolio had a positive return during 4 of the 7 months (57%)

Monthly Returns Heatmap

Best month: +10.2% • Worst month: -4.9% • Best year: 2026 (+13.7%) • Worst year: 2026 (+13.7%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	-1.8%	+1.3%	-4.9%	+10.2%	+7.5%	+1.7%	-0.2%	-	-	-	-	-	+13.7%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +6.21% • The longest drawdown period lasted for 1 month and was between February 2026 and April 2026. It reached a trough of -6.2%.

Dividend Income

Summary

This portfolio contains 1 distributing ETF (20.0% of total allocation)

Total Dividends Received

€31.20

5 payments

Dividend Yield

0.65%

(annualized)

Avg Per Payment

€6.24

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2026	€31.19	0.30%	5
Total	€31.20	0.65%	5

Detailed Metrics

Returns

Total Return

+13.72%

Annualized Return

+32.04%

Avg Monthly Return

+1.97%

Risk

Volatility (Annual)

+13.04%

Max Drawdown

+6.21%

Positive Months

57%

Average Drawdown

-1.7%

Risk-Adjusted

Sharpe Ratio

2.30

Risk-free rate: 2.0%

Sortino Ratio

2.51

Downside risk adjusted

Return/Volatility

2.46

Calmar Ratio

5.16

Return/Max Drawdown

Ulcer Index

1.90

Drawdown depth & duration

Martin Ratio

0.16

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€11,372.18

Backtest Period

2026-01-15 to 2026-07-03
0.5 years

Rebalancing

monthly

Base Currency

EUR