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Test5

Created byuser-xsvckd

FIRE Projection

Annual Rebalancing

EUR

Moderate Risk

0.8yr backtest

Performance Summary

Total Return+20.98%

Annualized Return+26.69%

Volatility+12.97%

Sharpe Ratio1.90

Max Drawdown+6.51%

Holdings

Asset Allocation

Asset Class

Equity 100.0%

Holdings Details

100% equity ETF portfolio blending global all-cap exposure with Nasdaq tech, momentum, and quality dividend funds for long-term growth.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
SPYI.XETRA SPDR MSCI All Country World Investable Market UCITS ETF (Acc) • IE00B3YLTY66	IE00B3YLTY66	Acc	ETF	50.0%	0.17%
EQQQ.XETRA Invesco EQQQ Nasdaq-100 UCITS ETF • IE0032077012	IE0032077012	Dist	ETF	30.0%	0.3%
IS3R.XETRA iShares Edge MSCI World Momentum Factor UCITS ETF (Acc) • IE00BP3QZ825	IE00BP3QZ825	Acc	ETF	10.0%	0.25%
LDGA.XETRA L&G Global Quality Dividends UCITS ETF USD Acc • IE000MRIQ479	IE000MRIQ479	Acc	ETF	10.0%	0.29%
Total		Total			100.0%	0.23%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €12,097.5

Histogram of Monthly Returns

The portfolio had a positive return during 9 of the 11 months (82%)

Monthly Returns Heatmap

Best month: +10.7% • Worst month: -5.2% • Best year: 2026 (+16.6%) • Worst year: 2025 (+3.7%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+1.3%	+0.9%	-5.2%	+10.7%	+7.6%	+2.4%	-3.9%	+2.2%	+0.4%	-	-	-	+16.6%
2025	-	-	-	-	-	-	-	-	-	-	+3.4%	+0.4%	+3.7%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +6.51% • The longest drawdown period lasted for 2 months and was between January 2026 and April 2026. It reached a trough of -6.5%.

Dividend Income

Summary

This portfolio contains 1 distributing ETF (30.0% of total allocation)

Total Dividends Received

€8.36

4 payments

Dividend Yield

0.09%

(annualized)

Avg Per Payment

€2.09

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2026	€6.29	0.06%	3
2025	€2.06	0.02%	1
Total	€8.36	0.09%	4

Detailed Metrics

Returns

Total Return

+20.98%

Annualized Return

+26.69%

Avg Monthly Return

+1.84%

Risk

Volatility (Annual)

+12.97%

Max Drawdown

+6.51%

Positive Months

82%

Average Drawdown

-1.9%

Risk-Adjusted

Sharpe Ratio

1.90

Risk-free rate: 2.0%

Sortino Ratio

1.98

Downside risk adjusted

Return/Volatility

2.06

Calmar Ratio

4.10

Return/Max Drawdown

Ulcer Index

2.05

Drawdown depth & duration

Martin Ratio

0.12

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€12,097.5

Backtest Period

2025-11-21 to 2026-09-11
0.8 years

Rebalancing

annual

Base Currency

EUR