HomePortfoliosTEST FOND

TEST FOND

Created byuser-5c2v2y
Optimize
None Rebalancing
EUR
Moderate Risk
19.7yr backtest

Performance Summary

Total Return+443.35%
Annualized Return+8.96%
Volatility+16.25%
Sharpe Ratio0.43
Max Drawdown+53.22%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
Global equity portfolio diversified across emerging markets, world, and U.S. stocks for targeted growth potential.
AssetTypeAllocationTER
FR0010149302
Carmignac Emergents • FR0010149302
FUND
35.0%1.5%
LYYA.XETRA
Amundi MSCI World Swap II UCITS ETF Dist • FR0010315770
ETF
35.0%0.3%
LU0260869739
Franklin U.S. Opportunities Fund A(acc)EUR • LU0260869739
FUND
30.0%1.82%
Total100.0%1.18%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €54,335.29
Histogram of Monthly Returns
The portfolio had a positive return during 149 of the 238 months (63%)
Monthly Returns Heatmap
Best month: +13.2% • Worst month: -13.6% • Best year: 2009 (+45.1%) • Worst year: 2008 (-45.9%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+0.5%+1.1%-5.4%+10.8%+7.3%+0.7%------+15.2%
2025+3.9%-3.1%-9.5%-2.9%+6.7%+1.7%+4.0%-0.8%+3.1%+4.5%-2.1%-0.7%+3.8%
2024+2.5%+6.6%+2.7%-2.5%+1.2%+5.3%-2.2%+0.5%+2.4%+0.5%+6.7%-0.9%+24.7%
2023+6.2%-0.7%+1.6%-0.9%+4.1%+3.8%+3.5%-0.9%-2.1%-3.0%+7.4%+2.9%+23.5%
2022-7.6%-3.9%+2.9%-6.0%-4.2%-4.4%+11.3%-1.7%-7.6%+2.3%+1.4%-7.1%-23.4%
2021+0.5%+1.7%+2.0%+3.0%-2.3%+8.1%-0.9%+3.9%-3.2%+4.6%-0.3%-0.1%+17.6%
2020+2.4%-5.8%-11.9%+13.2%+5.1%+3.9%+2.9%+4.9%-0.4%-0.8%+8.5%+3.4%+25.8%
2019+8.9%+4.0%+3.1%+3.8%-5.0%+4.1%+3.3%-1.2%+0.4%+0.3%+4.9%+1.4%+31.1%
2018+2.3%-1.4%-3.1%+2.1%+4.3%-0.6%+1.7%+2.1%-0.2%-6.6%+1.7%-7.5%-5.9%
2017+1.5%+5.3%+1.0%-0.2%-0.4%-1.3%+0.2%-0.1%+2.0%+4.5%-1.2%+0.5%+12.1%
2016-7.2%-1.2%+2.3%-0.6%+3.8%-0.6%+3.8%+0.7%+0.2%+0.7%+1.4%+1.5%+4.2%
2015+6.8%+6.3%+3.6%-2.9%+3.1%-3.1%+2.2%-8.6%-3.1%+8.9%+4.0%-4.7%+11.4%
2014-2.2%+2.5%-0.9%-1.1%+4.8%+1.9%+0.8%+5.0%+0.4%+2.0%+2.0%-0.1%+15.9%
2013+1.3%+3.9%+3.0%-0.9%+1.5%-4.5%+2.4%-1.7%+3.6%+3.0%+1.7%+0.6%+14.3%
2012+5.3%+4.2%+1.3%-0.4%-3.4%+0.7%+3.4%+0.2%+1.3%-2.1%+1.2%+0.5%+12.6%
2011-3.3%+0.9%-0.9%-0.6%+0.5%-1.4%+0.1%-7.0%-4.0%+7.7%+0.8%+1.7%-6.0%
2010-1.8%+2.7%+7.7%+3.2%-1.2%-2.0%+0.8%+0.3%+3.3%+1.7%+7.2%+3.0%+27.0%
2009+4.8%-5.5%+4.2%+12.1%+3.4%+0.0%+6.0%+0.2%+4.5%-2.4%+3.1%+8.9%+45.1%
2008-13.6%-0.4%-7.9%+9.6%+2.8%-10.1%-2.2%+2.0%-12.5%-12.3%-7.3%-5.1%-45.9%
2007+2.0%-1.9%+1.2%+1.8%+5.7%+1.3%+0.7%-1.5%+3.8%+4.5%-8.1%-0.1%+8.9%
2006--------+0.5%+3.5%+0.4%+2.2%+6.7%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +53.22% • The longest drawdown period lasted for 5 years and 3 months and was between October 2007 and January 2013. It reached a trough of -53.2%.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (35.0% of total allocation)

Total Dividends Received

€2,330.97

30 payments

Dividend Yield

0.54%

(annualized)

Avg Per Payment

€77.70

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2025€212.64
2024€253.90
2023€167.71
2022€200.68
2021€156.96
2020€142.35
2019€126.68
2018€153.29
2017€140.27
2016€147.70
2015€145.82
2014€89.08
2013€79.83
2012€76.06
2011€77.00
2010€46.49
2009€51.82
2008€62.70
Total€2,330.97

Detailed Metrics

Returns
Total Return
+443.35%
Annualized Return
+8.96%
Avg Monthly Return
+0.81%
Risk
Volatility (Annual)
+16.25%
Max Drawdown
+53.22%
Positive Months
63%
Average Drawdown
-11.1%
Risk-Adjusted
Sharpe Ratio
0.43
Risk-free rate: 2.0%
Sortino Ratio
0.40
Downside risk adjusted
Return/Volatility
0.55
Calmar Ratio
0.17
Return/Max Drawdown
Ulcer Index
15.43
Drawdown depth & duration
Martin Ratio
0.00
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€54,335.29
Backtest Period
2006-09-15 to 2026-06-04
19.7 years
Rebalancing
none
Base Currency
EUR
TEST FOND | +9.0% CAGR | ETF Backtest