HomePortfoliosFineco attuale

Fineco attuale

Investimento per crescere senza troppi rischi

Optimize
Quarterly Rebalancing
EUR
Moderate Risk
7.1yr backtest

Performance Summary

Total Return+79.77%
Annualized Return+8.59%
Volatility+11.33%
Sharpe Ratio0.58
Max Drawdown+24.52%

Holdings

Asset Allocation

Asset Class

Equity 70.0%Bonds 30.0%
Holdings Details
Test Fineco portfolio: diversified ETF strategy with quarterly rebalancing for balanced growth and risk management in EUR.
AssetTypeAllocationTER
IWDA.AS
iShares Core MSCI World UCITS ETF USD (Acc)IE00B4L5Y983
ETF
70.0%0.2%
VGEA.XETRA
Vanguard EUR Eurozone Government Bond UCITS ETF AccumulatingIE00BH04GL39
ETF
30.0%0.07%
Total100.0%0.16%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €17,977.03
Histogram of Monthly Returns
The portfolio had a positive return during 56 of the 87 months (64%)
Monthly Returns Heatmap
Best month: +8.4% • Worst month: -8.2% • Best year: 2021 (+21.0%) • Worst year: 2022 (-14.9%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+0.6%+1.3%-4.2%+1.6%---------0.8%
2025+2.7%-1.6%-6.0%-2.1%+4.4%+0.5%+3.3%-0.4%+1.9%+3.3%-0.3%-0.1%+5.3%
2024+2.5%+2.3%+2.9%-1.8%+0.8%+3.6%+0.8%-0.1%+1.4%+0.5%+6.0%-0.9%+19.2%
2023+4.2%-0.2%+0.8%+0.1%+1.8%+2.6%+1.5%-0.3%-1.9%-2.2%+4.9%+3.7%+15.9%
2022-3.9%-1.9%+2.6%-3.0%-3.0%-5.0%+8.4%-2.9%-5.0%+3.1%+0.9%-5.4%-14.9%
2021+0.3%+1.6%+4.5%+1.1%-0.3%+3.5%+2.0%+1.8%-1.7%+3.5%+1.0%+2.1%+21.0%
2020+1.5%-5.9%-8.2%+7.1%+1.9%+1.6%+0.1%+3.8%-0.4%-1.6%+6.6%+1.3%+6.9%
2019-+0.2%+2.3%+2.5%-3.0%+3.4%+2.9%-0.3%+2.1%-0.6%+3.0%+0.2%+13.3%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +24.52% • The longest drawdown period lasted for 2 years and 2 months and was between November 2021 and January 2024. It reached a trough of -16.0%.

Detailed Metrics

Returns
Total Return
+79.77%
Annualized Return
+8.59%
Avg Monthly Return
+0.72%
Risk
Volatility (Annual)
+11.33%
Max Drawdown
+24.52%
Positive Months
64%
Average Drawdown
-4.9%
Risk-Adjusted
Sharpe Ratio
0.58
Risk-free rate: 2.0%
Sortino Ratio
0.52
Downside risk adjusted
Return/Volatility
0.76
Calmar Ratio
0.35
Return/Max Drawdown
Ulcer Index
6.27
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
17,977.03
Backtest Period
2019-02-19 to 2026-04-02
7.1 years
Rebalancing
quarterly
Base Currency
EUR
Fineco attuale | +8.6% CAGR | ETF Backtest