Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
4GLD.XETRA Xetra-Gold • DE000A0S9GB0 | ETF | 100.0% | 0% |
| Total | 100.0% | 0.00% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +11.7% | +5.9% | -9.5% | -1.6% | -0.5% | -10.0% | -0.5% | +8.6% | -1.2% | - | - | - | +0.7% |
| 2025 | +7.7% | +1.4% | +5.5% | +1.0% | -0.6% | -3.5% | +2.9% | +2.1% | +11.1% | +5.6% | +5.0% | +3.1% | +49.3% |
| 2024 | +1.5% | +0.0% | +8.7% | +4.6% | -0.1% | +1.2% | +2.9% | +1.2% | +4.3% | +6.9% | -0.1% | -0.6% | +34.6% |
| 2023 | +4.1% | -3.0% | +5.8% | -1.0% | +2.6% | -5.0% | +1.6% | +0.2% | -2.0% | +7.5% | -0.8% | -0.3% | +9.3% |
| 2022 | +0.7% | +5.6% | +3.5% | +3.3% | -5.1% | +0.7% | +0.1% | -1.2% | -0.1% | -3.0% | +2.6% | +0.3% | +7.1% |
| 2021 | +0.1% | -7.0% | +2.1% | +1.2% | +6.1% | -4.4% | +3.1% | -0.3% | -0.9% | +1.3% | +2.2% | +1.2% | +4.0% |
| 2020 | +5.9% | +0.8% | +1.6% | +6.3% | +0.0% | +1.8% | +5.3% | -1.4% | -1.8% | -0.3% | -7.7% | +2.7% | +13.0% |
| 2019 | +3.4% | +0.1% | -0.1% | -0.7% | +1.8% | +6.3% | +3.4% | +8.5% | -3.2% | +0.7% | -2.0% | +1.8% | +21.2% |
| 2018 | -0.3% | +0.1% | -0.4% | +1.3% | +2.6% | -4.0% | -2.6% | -1.0% | -0.8% | +4.5% | +0.4% | +3.5% | +3.2% |
| 2017 | +2.2% | +5.4% | -1.6% | -0.2% | -3.0% | -3.5% | -1.2% | +3.1% | -2.0% | +1.0% | -2.4% | +0.8% | -1.7% |
| 2016 | +5.6% | +10.0% | -4.5% | +4.2% | -3.5% | +9.0% | +1.5% | -2.8% | +0.1% | -1.1% | -4.7% | -0.8% | +12.4% |
| 2015 | +16.1% | -3.9% | +1.9% | -4.6% | +2.7% | -2.7% | -5.9% | +2.0% | -1.2% | +3.7% | -2.9% | -2.8% | +0.5% |
| 2014 | +5.5% | +4.3% | -2.6% | -0.3% | -2.1% | +5.5% | -0.2% | +1.8% | -2.0% | -3.0% | +2.0% | +2.5% | +11.5% |
| 2013 | -2.7% | -1.3% | +2.9% | -10.5% | -3.5% | -13.3% | +5.6% | +7.9% | -7.6% | -0.8% | -5.5% | -5.1% | -30.6% |
| 2012 | +9.4% | -2.9% | -3.1% | +0.5% | +1.0% | -0.5% | +4.3% | +1.3% | +3.6% | -3.6% | -1.0% | -4.4% | +3.8% |
| 2011 | -8.9% | +5.6% | -1.2% | +2.8% | +2.9% | -3.0% | +9.0% | +11.9% | -4.8% | +2.5% | +4.9% | -6.5% | +13.9% |
| 2010 | +1.8% | +5.5% | +0.8% | +7.9% | +11.4% | +2.3% | -11.2% | +8.9% | -2.6% | +1.6% | +9.6% | +0.1% | +39.7% |
| 2009 | +17.1% | +3.9% | -7.8% | -3.2% | +3.6% | -4.3% | -0.1% | +0.0% | +3.4% | +2.7% | +11.1% | -2.5% | +23.9% |
| 2008 | +6.5% | +2.5% | -8.0% | -5.1% | +2.1% | +2.4% | +0.4% | -3.1% | +10.3% | -9.2% | +12.8% | -4.2% | +4.9% |
Gold returned +10.47% a year over the 19 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.