Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
IQSE.XETRA Invesco Global Active ESG Equity UCITS ETF EUR PfHdg Acc • IE00BJQRDP39 | ETF | 62.3% | 0.3% |
LU1103258783 AQR STYLE PREMIA UCITS-B EUR • LU1103258783 | FUND | 32.3% | 1.25% |
FRNU.XETRA Amundi Floating Rate USD Corporate ESG UCITS ETF USD (C) • LU1681040900 | ETF | 5.4% | 0.18% |
| Total | 100.0% | 0.60% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.8% | +2.6% | -4.2% | +6.6% | +3.8% | +2.4% | +2.2% | +2.4% | +0.3% | - | - | - | +19.1% |
| 2025 | +3.7% | -0.1% | -1.9% | -1.5% | +5.2% | +0.2% | +1.9% | +0.3% | +3.1% | +1.8% | +0.8% | +2.0% | +16.5% |
| 2024 | +6.1% | +4.0% | +6.2% | -1.7% | +2.3% | +1.0% | +0.5% | -0.0% | +0.3% | +0.2% | +3.8% | -1.4% | +23.1% |
| 2023 | +5.0% | +2.0% | -3.5% | +0.8% | -1.8% | +7.6% | +1.3% | +0.1% | +0.5% | -3.2% | +5.2% | +2.0% | +16.4% |
| 2022 | +2.3% | -0.4% | -0.4% | +0.3% | +1.7% | -8.6% | +1.6% | -2.1% | -4.6% | +9.2% | +3.5% | -2.9% | -1.6% |
| 2021 | +1.8% | +1.3% | +8.0% | +0.7% | +2.0% | -0.3% | +1.9% | +1.9% | -2.4% | -0.9% | +0.2% | +6.8% | +22.5% |
| 2020 | -0.7% | -7.5% | -10.0% | +3.7% | +1.2% | +0.8% | +0.8% | +4.6% | -1.9% | -3.8% | +5.6% | +2.8% | -5.6% |
| 2019 | - | - | - | - | - | - | - | +0.7% | +2.5% | +0.1% | +2.2% | +0.2% | +5.8% |
test returned +13.08% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.