Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
FWRA.LSE Invesco FTSE All-World UCITS ETF Acc • IE000716YHJ7 | ETF | 80.0% | 0.15% |
XMED.LSE Xtrackers MSCI Europe UCITS ETF 1C • LU0274209237 | ETF | 20.0% | 0.12% |
| Total | 100.0% | 0.14% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.7% | +1.9% | -8.4% | +10.0% | +5.1% | -0.6% | -0.3% | +3.8% | -0.3% | - | - | - | +13.7% |
| 2025 | +4.2% | -1.3% | -2.8% | +1.3% | +6.1% | +4.0% | +1.3% | +2.2% | +2.9% | +2.3% | +0.3% | +2.0% | +24.6% |
| 2024 | +0.6% | +3.1% | +3.5% | -2.5% | +3.1% | +2.5% | +1.3% | +2.2% | +2.1% | -2.2% | +2.1% | -1.7% | +14.9% |
| 2023 | - | - | - | - | - | +1.2% | +3.9% | -2.7% | -3.9% | -3.7% | +9.2% | +5.2% | +8.9% |
Test returned +19.68% a year over the 3 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.