Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 20.0% | 0.19% |
IS3N.XETRA iShares Core MSCI Emerging Markets IMI UCITS • IE00BKM4GZ66 | ETF | 13.0% | 0.18% |
SEC0.XETRA iShares MSCI Global Semiconductors UCITS ETF USD (Acc) • IE000I8KRLL9 | ETF | 13.0% | 0.35% |
USPY.XETRA L&G Cyber Security UCITS ETF • IE00BYPLS672 | ETF | 13.0% | 0.69% |
AWAT.PA Amundi PEA Eau (MSCI Water) UCITS ETF Capi • FR0011882364 | ETF | 13.0% | 0.6% |
DFEN.XETRA VanEck Defense UCITS ETF A • IE000YYE6WK5 | ETF | 10.0% | 0.55% |
XDW0.XETRA Xtrackers MSCI World Energy UCITS ETF 1C 1C • IE00BM67HM91 | ETF | 9.0% | 0.25% |
NUKL.XETRA VanEck Uranium and Nuclear Technologies UCITS ETF A • IE000M7V94E1 | ETF | 9.0% | 0.55% |
| Total | 100.0% | 0.40% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +9.3% | +1.4% | -5.1% | +10.5% | +9.2% | +2.3% | -7.0% | +3.9% | -0.4% | - | - | - | +24.9% |
| 2025 | +5.1% | -3.6% | -5.6% | -1.9% | +9.3% | +4.1% | +4.5% | -0.8% | +7.0% | +6.6% | -5.1% | +0.3% | +20.1% |
| 2024 | +3.4% | +4.4% | +4.5% | -1.3% | +0.1% | +4.0% | -0.7% | -1.1% | +1.8% | +2.5% | +6.6% | -2.4% | +23.6% |
| 2023 | - | - | - | - | - | -0.4% | +3.1% | +0.0% | +0.2% | -4.0% | +5.7% | +4.5% | +9.1% |
Test 2 returned +24.35% a year over the 3 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.