Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
GB00B3VGBC62 L&G PMC North America Equity Index 3 Pen • GB00B3VGBC62 | FUND | 65.2% | 0.1% |
GB00B4YKRJ18 L&G PMC Europe Ex UK Equity Index 3 Pen • GB00B4YKRJ18 | FUND | 12.3% | 0.1% |
GB00B4XB7L79 L&G PMC World Emerg Mkt Eq Idx 3 Pension Fund • GB00B4XB7L79 | FUND | 10.5% | 0.2% |
GB00B4ZFV486 L&G PMC Japan Equity Index 3 Pen • GB00B4ZFV486 | FUND | 5.4% | 0.1% |
GB00B4MGHC41 L&G PMC UK Equity Index 5% Capped 3 Pen • GB00B4MGHC41 | FUND | 3.7% | 0.1% |
GB00B4P7G503 L&G PMC Asia Pac Ex Jap Eq Idx 3 Pen • GB00B4P7G503 | FUND | 2.9% | 0.15% |
| Total | 100.0% | 0.11% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.4% | +2.5% | -6.8% | +8.9% | +6.9% | +0.2% | -1.3% | +2.8% | +0.6% | - | - | - | +13.2% |
| 2025 | +4.4% | -4.1% | -6.3% | -2.4% | +5.3% | +2.5% | +6.0% | +0.7% | +2.9% | +4.7% | -0.6% | -0.1% | +12.8% |
| 2024 | +2.6% | +3.2% | +3.7% | -1.6% | +0.9% | +4.0% | -1.5% | +0.5% | +0.9% | +3.4% | +5.1% | -0.4% | +22.5% |
| 2023 | +2.8% | +0.9% | -0.5% | +1.2% | +1.8% | +2.1% | +2.6% | -0.5% | -1.0% | -2.6% | +5.4% | +4.6% | +17.6% |
| 2022 | -6.4% | -1.0% | +6.3% | -2.8% | -2.4% | -4.8% | +5.5% | +2.5% | -4.5% | +2.1% | -0.4% | -2.4% | -8.7% |
| 2021 | +0.7% | -0.2% | +3.9% | +4.8% | -1.4% | +4.2% | +1.3% | +3.8% | -1.4% | +2.4% | +3.2% | +1.5% | +24.7% |
| 2020 | +1.6% | -6.9% | -9.3% | +10.4% | +5.0% | +2.3% | -0.5% | +5.3% | -0.2% | -2.2% | +8.5% | +1.2% | +14.2% |
| 2019 | +5.1% | +2.4% | +2.1% | +5.0% | -1.8% | +4.3% | +6.5% | -2.8% | +0.6% | -2.2% | +3.5% | +0.5% | +25.2% |
| 2018 | +0.2% | -1.3% | -5.8% | +4.6% | +4.7% | +0.6% | +3.0% | +3.2% | +0.1% | -6.2% | +2.1% | -7.9% | -3.6% |
| 2017 | +0.0% | +3.7% | +0.7% | -1.9% | +1.9% | -0.4% | +1.7% | +1.3% | -1.8% | +4.3% | +0.4% | +2.1% | +12.4% |
| 2016 | -5.6% | +6.0% | +2.9% | +0.5% | +0.0% | +6.3% | +8.0% | +1.4% | +0.5% | +5.5% | -1.0% | +4.7% | +32.5% |
| 2015 | +1.2% | +2.2% | +3.3% | -1.9% | +1.4% | -5.8% | +1.9% | -4.5% | -4.0% | +9.0% | +1.4% | +0.1% | +3.4% |
| 2014 | -3.0% | +3.0% | +0.2% | +0.4% | +3.2% | +0.2% | +0.8% | +3.3% | -0.4% | +1.4% | +5.6% | +0.1% | +15.4% |
| 2013 | +8.4% | +3.9% | +2.5% | -0.1% | +4.3% | -3.6% | +5.0% | -3.5% | +0.8% | +4.2% | -0.5% | +0.8% | +23.8% |
| 2012 | +3.9% | +4.1% | +0.0% | -2.3% | -3.9% | +1.7% | +3.4% | +0.6% | +1.7% | -0.7% | +1.0% | +0.4% | +10.1% |
| 2011 | - | - | - | - | - | - | - | - | - | - | +1.1% | +5.3% | +6.5% |
TEST returned +14.55% a year over the 15 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.