Home PortfoliosTER28? SEM70 GLD20 532

TER28? SEM70 GLD20 532

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None Rebalancing

EUR

High Risk

Multi-currency

4.4yr backtest

Performance Summary

Total Return+250.03%

Annualized Return+33.37%

Volatility+23.06%

Sharpe Ratio1.36

Max Drawdown+26.66%

Holdings

Asset Allocation

Asset Class

Equity 80.0%Precious Metals 20.0%

Holdings Details

Diversified ETF portfolio blending global semiconductor stocks (70%), gold (20%), and targeted US tech & emerging markets exposure for growth and stability.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
SEME.PA iShares MSCI Global Semiconductors UCITS ETF USD (Acc) • IE000I8KRLL9	IE000I8KRLL9	Acc	ETF	70.0%	0.35%
SGLN.LSE iShares Physical Gold ETC • IE00B4ND3602	IE00B4ND3602	Acc	ETF	20.0%	0.12%
QDVE.XETRA iShares S&P 500 Information Technology Sector UCITS ETF USD (Acc) • IE00B3WJKG14	IE00B3WJKG14	Acc	ETF	5.0%	0.15%
I500.XETRA iShares S&P 500 Swap UCITS ETF USD (Acc) • IE00BMTX1Y45	IE00BMTX1Y45	Acc	ETF	3.0%	0.05%
IS3N.XETRA iShares Core MSCI Emerging Markets IMI UCITS • IE00BKM4GZ66	IE00BKM4GZ66	Acc	ETF	2.0%	0.18%
Total		Total			100.0%	0.28%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €35,003.46

Histogram of Monthly Returns

The portfolio had a positive return during 32 of the 54 months (59%)

Monthly Returns Heatmap

Best month: +27.3% • Worst month: -10.4% • Best year: 2026 (+64.0%) • Worst year: 2022 (-13.1%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+15.9%	+2.7%	-9.0%	+27.3%	+22.4%	-2.7%	-	-	-	-	-	-	+64.0%
2025	+3.6%	-4.7%	-9.1%	-3.7%	+9.3%	+7.8%	+3.4%	-0.1%	+12.1%	+14.2%	-2.1%	+2.3%	+35.0%
2024	+3.9%	+8.3%	+5.5%	-2.5%	+4.2%	+8.3%	-5.6%	-3.0%	+1.5%	-0.6%	+2.1%	+2.1%	+25.8%
2023	+10.8%	+1.5%	+6.0%	-6.1%	+14.9%	+1.1%	+3.0%	-2.0%	-3.4%	-2.8%	+9.3%	+7.3%	+44.7%
2022	+3.5%	+1.2%	+2.7%	-6.3%	-0.8%	-10.4%	+10.6%	-5.0%	-7.4%	-0.0%	+7.3%	-7.0%	-13.1%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +26.66% • The longest drawdown period lasted for 1 year and 1 month and was between July 2024 and September 2025. It reached a trough of -26.7%.

Detailed Metrics

Returns

Total Return

+250.03%

Annualized Return

+33.37%

Avg Monthly Return

+2.62%

Risk

Volatility (Annual)

+23.06%

Max Drawdown

+26.66%

Positive Months

59%

Average Drawdown

-7.5%

Risk-Adjusted

Sharpe Ratio

1.36

Risk-free rate: 2.0%

Sortino Ratio

1.34

Downside risk adjusted

Return/Volatility

1.45

Calmar Ratio

1.25

Return/Max Drawdown

Ulcer Index

8.91

Drawdown depth & duration

Martin Ratio

0.04

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€35,003.46

Backtest Period

2022-01-28 to 2026-06-05
4.4 years

Rebalancing

none

Base Currency

EUR