HomePortfoliosTER27? SEM65 GLD20 555

TER27? SEM65 GLD20 555

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None Rebalancing
EUR
High Risk
Multi-currency
4.4yr backtest

Performance Summary

Total Return+237.96%
Annualized Return+32.30%
Volatility+22.26%
Sharpe Ratio1.36
Max Drawdown+25.71%

Holdings

Asset Allocation

Asset Class

Equity 80.0%Precious Metals 20.0%
Holdings Details
A tech-heavy ETF portfolio with 80% global equities and 20% gold for a diversified growth and stability strategy.
AssetTypeAllocationTER
SEME.PA
iShares MSCI Global Semiconductors UCITS ETF USD (Acc)IE000I8KRLL9
ETF
65.0%0.35%
SGLN.LSE
iShares Physical Gold ETCIE00B4ND3602
ETF
20.0%0.12%
QDVE.XETRA
iShares S&P 500 Information Technology Sector UCITS ETF USD (Acc)IE00B3WJKG14
ETF
5.0%0.15%
I500.XETRA
iShares S&P 500 Swap UCITS ETF USD (Acc)IE00BMTX1Y45
ETF
5.0%0.05%
IS3N.XETRA
iShares Core MSCI Emerging Markets IMI UCITSIE00BKM4GZ66
ETF
5.0%0.18%
Total100.0%0.27%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €33,795.8
Histogram of Monthly Returns
The portfolio had a positive return during 32 of the 54 months (59%)
Monthly Returns Heatmap
Best month: +26.3% • Worst month: -10.0% • Best year: 2026 (+61.1%) • Worst year: 2022 (-12.7%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+15.3%+2.7%-8.9%+26.3%+21.6%-2.7%------+61.1%
2025+3.6%-4.5%-8.7%-3.6%+9.0%+7.4%+3.5%-0.1%+11.8%+13.7%-2.0%+2.1%+34.0%
2024+3.8%+8.0%+5.4%-2.3%+4.0%+8.2%-5.3%-2.9%+1.6%-0.4%+2.2%+1.9%+25.8%
2023+10.4%+1.2%+5.7%-5.8%+14.1%+1.1%+3.0%-1.9%-3.3%-2.7%+9.0%+7.0%+42.4%
2022+3.3%+1.0%+2.7%-5.9%-1.0%-10.0%+10.2%-4.6%-7.3%-0.1%+7.0%-6.8%-12.7%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +25.71% • The longest drawdown period lasted for 1 year and 1 month and was between March 2022 and May 2023. It reached a trough of -22.5%.

Detailed Metrics

Returns
Total Return
+237.96%
Annualized Return
+32.30%
Avg Monthly Return
+2.54%
Risk
Volatility (Annual)
+22.26%
Max Drawdown
+25.71%
Positive Months
59%
Average Drawdown
-7.1%
Risk-Adjusted
Sharpe Ratio
1.36
Risk-free rate: 2.0%
Sortino Ratio
1.34
Downside risk adjusted
Return/Volatility
1.45
Calmar Ratio
1.26
Return/Max Drawdown
Ulcer Index
8.51
Drawdown depth & duration
Martin Ratio
0.04
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
33,795.8
Backtest Period
2022-01-28 to 2026-06-05
4.4 years
Rebalancing
none
Base Currency
EUR
TER27? SEM65 GLD20 555 | +32.3% CAGR | ETF Backtest