A growth-oriented portfolio that bets heavily on technology and innovation while maintaining broad market exposure through quality stocks.
The Strategy:
Who it's for: Investors who believe in tech's long-term dominance but want some protection through diversification. Good for younger investors with a 10+ year timeline.
Risk level: Medium-high. Tech sectors can be volatile, but the 40% quality stocks and gold provide some stability.
Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
IUSQ.XETRA iShares MSCI ACWI UCITS ETF USD (Acc) • IE00B6R52259 | ETF | 40.0% | 0.2% |
CEBL.XETRA iShares MSCI EM Asia UCITS ETF (Acc) • IE00B5L8K969 | ETF | 20.0% | 0.2% |
EGLN.LSE iShares Physical Gold ETC • IE00B4ND3602 | ETF | 10.0% | 0.12% |
XDWT.XETRA Xtrackers MSCI World Information Technology UCITS ETF 1C • IE00BM67HT60 | ETF | 10.0% | 0.25% |
XDW0.F Xtrackers MSCI World Energy UCITS ETF 1C • IE00BM67HM91 | ETF | 10.0% | 0.25% |
CBUK.XETRA iShares MSCI China Tech UCITS ETF USD (Acc) • IE000NFR7C63 | ETF | 5.0% | 0.45% |
VVSM.XETRA VanEck Semiconductor UCITS ETF • IE00BMC38736 | ETF | 5.0% | 0.35% |
| Total | 100.0% | 0.22% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +5.2% | +2.6% | -5.2% | +10.1% | +8.2% | +1.1% | -4.5% | +3.8% | +0.5% | - | - | - | +22.9% |
| 2025 | +3.9% | -1.5% | -5.2% | -5.0% | +5.6% | +2.4% | +5.2% | +0.1% | +5.7% | +5.7% | -1.3% | +0.5% | +16.3% |
| 2024 | +1.7% | +4.0% | +4.8% | -0.3% | +1.1% | +5.6% | -1.3% | -1.1% | +3.0% | +1.2% | +4.3% | -0.5% | +24.7% |
| 2023 | +6.3% | -1.5% | +1.4% | -1.8% | +2.6% | +2.4% | +3.6% | -1.4% | -0.9% | -2.7% | +4.8% | +2.6% | +15.9% |
| 2022 | - | - | - | -1.4% | -1.4% | -5.1% | +6.4% | -0.6% | -7.2% | +1.4% | +4.3% | -5.0% | -9.0% |
Tech-Focused Global Growth (Tech Republic) returned +15.32% a year over the 4 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.