Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
CSPX.LSE iShares Core S&P 500 UCITS ETF USD (Acc) • IE00B5BMR087 | ETF | 40.0% | 0.07% |
IWVL.LSE iShares Edge MSCI World Value Factor UCITS ETF • IE00BP3QZB59 | ETF | 35.0% | 0.25% |
CNDX.LSE iShares Nasdaq 100 UCITS ETF (Acc) • IE00B53SZB19 | ETF | 20.0% | 0.3% |
SMH.LSE VanEck Semiconductor UCITS ETF • IE00BMC38736 | ETF | 5.0% | 0.35% |
| Total | 100.0% | 0.19% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.7% | +2.0% | -5.5% | +13.4% | +11.7% | +1.5% | -4.1% | +3.4% | +0.8% | - | - | - | +26.1% |
| 2025 | +3.5% | -2.0% | -7.9% | -4.2% | +6.6% | +1.5% | +4.0% | +1.6% | +3.5% | +5.6% | +0.2% | +0.7% | +12.8% |
| 2024 | +3.7% | +3.3% | +4.2% | -2.4% | +1.4% | +5.3% | -0.3% | -1.4% | +1.4% | +0.9% | +6.7% | +0.4% | +25.4% |
| 2023 | +6.1% | +1.8% | +0.8% | -0.8% | +4.8% | +4.6% | +2.9% | -0.4% | -1.1% | -3.9% | +6.1% | +4.6% | +27.9% |
| 2022 | -4.1% | -1.4% | +4.5% | -3.6% | -2.6% | -7.0% | +9.7% | -1.5% | -6.3% | +4.2% | -0.8% | -5.4% | -14.5% |
| 2021 | +1.9% | +4.0% | +6.9% | +1.1% | -0.0% | +4.5% | +1.3% | +3.1% | -1.2% | +4.1% | +1.9% | +4.1% | +36.2% |
| 2020 | - | - | - | - | - | - | - | - | - | - | - | +0.8% | +0.8% |
Tech-diversification returned +18.67% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.