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Target

Created byuser-1bpbfd

Annual Rebalancing

EUR

Moderate Risk

Multi-currency

1.3yr backtest

Performance Summary

Total Return+26.04%

Annualized Return+19.94%

Volatility+10.19%

Sharpe Ratio1.76

Max Drawdown+8.92%

Holdings

Asset Allocation

Asset Class

Equity 75.0%Bonds 19.0%Precious Metals 4.0%Commodities 2.0%

Holdings Details

A diversified ETF portfolio blending 75% global equities and 19% bonds, targeting core growth with value, momentum, and quality factor strategies.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
NTSG.XETRA WisdomTree Global Efficient Core UCITS ETF USD Unhedged Acc • IE00077IIPQ8	IE00077IIPQ8	Acc	ETF	20.0%	0.25%
DBMFE.PA iMGP DBi Managed Futures Fund R EUR ETF UCITS ETF • LU2951555403	LU2951555403	Acc	ETF	13.0%	0.75%
VGEA.XETRA Vanguard EUR Eurozone Government Bond UCITS ETF Accumulating • IE00BH04GL39	IE00BH04GL39	Acc	ETF	11.0%	0.07%
LYQ7.XETRA Amundi Euro Government Inflation-Linked Bond UCITS ETF Acc • LU1650491282	LU1650491282	Acc	ETF	8.0%	0.09%
IXUA.XETRA iShares MSCI World ex-USA UCITS ETF USD (Acc) • IE000R4ZNTN3	IE000R4ZNTN3	Acc	ETF	8.0%	0.15%
AMEM.F Amundi MSCI Emerging Markets Swap UCITS ETF EUR Acc • LU1681045370	LU1681045370	Acc	ETF	8.0%	0.2%
SPYL.XETRA State Street SPDR S&P 500 UCITS ETF USD Unhedged (Acc) • IE000XZSV718	IE000XZSV718	Acc	ETF	8.0%	0.03%
IWVL.LSE iShares Edge MSCI World Value Factor UCITS ETF • IE00BP3QZB59	IE00BP3QZB59	Acc	ETF	6.0%	0.25%
IWMO.LSE iShares Edge MSCI World Momentum Factor UCITS ETF (Acc) • IE00BP3QZ825	IE00BP3QZ825	Acc	ETF	6.0%	0.25%
IWQU.LSE iShares Edge MSCI World Quality Factor UCITS ETF (Acc) • IE00BP3QZ601	IE00BP3QZ601	Acc	ETF	6.0%	0.25%
PPFB.XETRA iShares Physical Gold ETC • IE00B4ND3602	IE00B4ND3602	Acc	ETF	4.0%	0.12%
WCOA.LSE WisdomTree Enhanced Commodity UCITS ETF USD Acc • IE00BYMLZY74	IE00BYMLZY74	Acc	ETF	2.0%	0.7%
Total		Total			100.0%	0.26%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €12,603.95

Histogram of Monthly Returns

The portfolio had a positive return during 11 of the 16 months (69%)

Monthly Returns Heatmap

Best month: +5.2% • Worst month: -4.4% • Best year: 2026 (+13.1%) • Worst year: 2025 (+11.4%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+2.6%	+3.3%	-4.4%	+5.2%	+4.6%	+1.5%	-0.1%	-	-	-	-	-	+13.1%
2025	-	-	-	-2.9%	+3.4%	-0.2%	+2.7%	+0.1%	+3.0%	+4.5%	-0.0%	+0.5%	+11.4%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +8.92% • The longest drawdown period lasted for 1 month and was between March 2026 and April 2026. It reached a trough of -5.3%.

Detailed Metrics

Returns

Total Return

+26.04%

Annualized Return

+19.94%

Avg Monthly Return

+1.49%

Risk

Volatility (Annual)

+10.19%

Max Drawdown

+8.92%

Positive Months

69%

Average Drawdown

-1.3%

Risk-Adjusted

Sharpe Ratio

1.76

Risk-free rate: 2.0%

Sortino Ratio

1.60

Downside risk adjusted

Return/Volatility

1.96

Calmar Ratio

2.24

Return/Max Drawdown

Ulcer Index

1.78

Drawdown depth & duration

Martin Ratio

0.10

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€12,603.95

Backtest Period

2025-04-01 to 2026-07-10
1.3 years

Rebalancing

annual

Base Currency

EUR