Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
SWDA.SW iShares Core MSCI World UCITS ETF USD (Acc) • IE00B4L5Y983 | ETF | 60.0% | 0.2% |
DBXP.XETRA Xtrackers Eurozone Government Bond 1-3 UCITS ETF 1C • LU0290356871 | ETF | 20.0% | 0.1% |
XMME.XETRA Xtrackers MSCI Emerging Markets UCITS ETF 1C • IE00BTJRMP35 | ETF | 10.0% | 0.18% |
MEUD.PA Amundi Core Stoxx Europe 600 UCITS ETF Acc • LU0908500753 | ETF | 10.0% | 0.07% |
| Total | 100.0% | 0.17% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.9% | +2.3% | -5.2% | +7.1% | +4.8% | +1.2% | -1.3% | +1.8% | +0.6% | - | - | - | +12.4% |
| 2025 | +3.6% | -1.1% | -5.4% | -2.5% | +4.5% | +0.4% | +2.9% | +0.8% | +2.2% | +3.3% | -0.1% | +0.6% | +9.1% |
| 2024 | +2.4% | +2.6% | +3.1% | -1.2% | +1.0% | +3.5% | +0.4% | -0.0% | +1.5% | +0.0% | +4.9% | -0.6% | +18.8% |
| 2023 | +4.7% | +0.1% | +0.3% | +0.2% | +1.0% | +2.9% | +2.4% | -1.1% | -1.3% | -2.9% | +5.0% | +3.1% | +15.1% |
| 2022 | -3.5% | -1.6% | +2.4% | -1.7% | -2.4% | -5.1% | +7.0% | -1.5% | -5.2% | +2.8% | +1.3% | -4.0% | -11.7% |
| 2021 | +0.4% | +2.3% | +4.4% | +1.4% | +0.4% | +3.1% | +0.8% | +2.3% | -1.6% | +3.6% | +0.0% | +3.1% | +21.8% |
| 2020 | +0.1% | -6.8% | -9.5% | +6.9% | +2.1% | +1.9% | -0.3% | +4.4% | -0.9% | -2.0% | +7.1% | +2.8% | +4.4% |
| 2019 | +6.4% | +2.9% | +1.8% | +3.0% | -4.1% | +3.2% | +2.7% | -2.2% | +2.9% | +0.3% | +3.3% | +1.4% | +23.4% |
| 2018 | +0.8% | -1.6% | -2.9% | +3.7% | +1.5% | +0.4% | +1.6% | +0.2% | +0.5% | -4.5% | +0.9% | -5.8% | -5.4% |
| 2017 | - | - | - | - | - | -1.5% | -0.2% | -0.2% | +2.1% | +2.9% | -0.6% | +1.0% | +3.5% |
PAC SWDA+EIMI returned +9.37% a year over the 9 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.