None Rebalancing
SEK
Moderate Risk
Multi-currency
21.6yr backtest

Performance Summary

Total Return+940.13%
Annualized Return+11.46%
Volatility+17.77%
Sharpe Ratio0.53
Max Drawdown+38.66%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
Global equity portfolio with 70% broad market and 30% technology focus for diversified growth potential.
AssetTypeAllocationTER
SE0000671919
SPP Aktiefond Global ASE0000671919
FUND
70.0%0.33%
LU0209158467
Janus Henderson Horizon Global Technology Leaders Fund A1 USDLU0209158467
FUND
30.0%1.85%
Total100.0%0.79%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €104,013.07
Histogram of Monthly Returns
The portfolio had a positive return during 153 of the 253 months (60%)
Monthly Returns Heatmap
Best month: +14.4% • Worst month: -13.4% • Best year: 2019 (+40.3%) • Worst year: 2008 (-34.6%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-0.8%-0.1%-2.7%+14.4%+12.5%+4.8%-6.4%+2.9%-1.0%---+24.1%
2025+3.7%-7.0%-13.4%-2.5%+8.9%+6.4%+6.3%-2.4%+4.4%+5.6%-3.6%-1.5%+2.4%
2024+6.8%+5.8%+6.8%-0.3%+0.0%+6.3%-2.5%-2.2%+1.3%+4.2%+5.5%+1.5%+37.9%
2023+10.7%-1.5%+4.4%-1.8%+10.2%+4.7%+1.4%+1.6%-5.0%-1.0%+4.9%+1.2%+32.7%
2022-5.2%-2.5%+1.1%-5.1%-3.8%-4.8%+7.8%+0.8%-7.7%+3.7%+2.1%-5.3%-18.2%
2021+2.8%+2.6%+4.7%+2.3%-2.2%+6.5%+1.2%+2.6%-3.2%+2.3%+4.4%+2.8%+29.8%
2020+5.1%-9.8%-6.0%+9.9%+0.8%+3.0%+0.3%+6.9%-0.1%-2.8%+6.9%+1.4%+14.7%
2019+10.3%+6.1%+2.6%+7.4%-7.0%+4.1%+6.7%-1.3%+0.8%+1.5%+2.5%+1.8%+40.3%
2018+2.0%+4.0%-4.1%+7.0%+3.1%+0.9%-0.7%+7.4%-2.7%-5.8%-1.3%-8.8%-0.4%
2017+0.1%+7.2%+1.1%+1.4%+2.0%-3.4%-0.4%-0.5%+4.1%+7.2%+1.1%-0.5%+20.3%
2016-6.4%-0.5%+1.5%-2.1%+6.6%-0.9%+7.3%+1.8%+1.5%+4.0%+2.1%-0.4%+14.6%
2015+4.0%+6.2%+1.6%-0.8%+3.0%-6.2%+4.9%-7.4%-4.4%+11.7%+2.1%-4.3%+8.8%
2014-2.0%+3.2%+0.4%-0.1%+5.8%+2.2%+3.3%+2.7%+0.9%+3.3%+3.4%+3.5%+29.7%
2013+2.2%+1.4%+2.2%+0.9%+4.7%-2.5%+2.8%-0.3%+1.0%+4.5%+3.8%+0.2%+22.6%
2012+5.1%+2.9%+2.0%-0.3%-3.6%-0.9%+0.2%+0.0%+1.4%-0.7%+2.0%-1.0%+7.0%
2011+0.3%-0.5%-0.9%-0.2%-0.3%+0.3%-1.3%-6.8%-1.1%+5.3%-0.1%+1.1%-4.5%
2010-2.8%-3.0%+8.5%+1.1%-3.4%-3.3%-0.7%-2.3%+0.2%+2.6%+3.6%--0.2%
2009+0.9%-1.2%-0.5%+9.4%-+5.3%+4.8%-1.5%-3.2%+0.4%+2.2%+6.7%+24.9%
2008-12.0%-0.1%-6.9%+6.5%+2.3%-8.6%-0.4%--6.6%-9.8%--4.4%-34.6%
2007+3.6%+1.5%+0.4%+1.2%+4.7%+1.2%-3.3%+1.7%--0.4%-3.9%+0.5%+7.1%
2006+0.3%+4.6%-0.4%--8.7%-1.4%+0.6%+3.4%+1.1%+1.7%-2.1%--1.6%
2005+0.0%+2.2%-0.5%-1.6%+8.0%+5.7%--0.2%+2.8%-0.6%+7.4%+0.7%+25.7%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +38.66% • The longest drawdown period lasted for 6 years and 8 months and was between July 2007 and April 2014. It reached a trough of -38.7%.
When could this portfolio get you to financial independence?

SPP returned +11.46% a year over the 22 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Detailed Metrics

Returns
Total Return
+940.13%
Annualized Return
+11.46%
Avg Monthly Return
+1.02%
Risk
Volatility (Annual)
+17.77%
Max Drawdown
+38.66%
Positive Months
60%
Average Drawdown
-9.6%
Risk-Adjusted
Sharpe Ratio
0.53
Risk-free rate: 2.0%
Sortino Ratio
0.50
Downside risk adjusted
Return/Volatility
0.64
Calmar Ratio
0.30
Return/Max Drawdown
Ulcer Index
12.35
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
104,013.07
Backtest Period
2005-01-31 to 2026-09-03
21.6 years
Rebalancing
none
Base Currency
SEK