HomePortfoliosSolo Fidelity
FIRE Projection
None Rebalancing
EUR
Moderate Risk
8.5yr backtest

Performance Summary

Total Return+185.32%
Annualized Return+13.20%
Volatility+15.84%
Sharpe Ratio0.71
Max Drawdown+33.71%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
A 100% global developed markets equity portfolio using a single low-cost MSCI World ETF for diversified growth.
AssetTypeAllocationTER
IE00BYX5NX33
Fidelity MSCI World Index P EUR ACCIE00BYX5NX33
FUND
100.0%0.12%
Total100.0%0.12%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €28,531.6
Histogram of Monthly Returns
The portfolio had a positive return during 68 of the 103 months (66%)
Monthly Returns Heatmap
Best month: +11.1% • Worst month: -13.1% • Best year: 2021 (+31.0%) • Worst year: 2022 (-12.6%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+0.9%+1.5%-4.0%+7.6%+5.1%+1.3%-0.1%+1.6%+0.7%---+15.1%
2025+3.1%-0.8%-8.0%-4.1%+6.1%+0.9%+3.9%+0.3%+2.8%+3.8%-0.3%-0.4%+6.7%
2024+2.9%+4.6%+3.4%-2.8%+2.9%+3.3%+0.8%+0.3%+1.0%+0.8%+7.5%-0.7%+26.5%
2023+5.2%-0.1%+0.7%+0.1%+2.5%+3.6%+2.3%-0.9%-1.9%-2.8%+6.0%+3.6%+19.6%
2022-3.9%-2.7%+3.8%-3.3%-1.4%-6.4%+10.7%-2.8%-6.9%+6.2%+2.7%-7.6%-12.6%
2021-0.3%+2.6%+6.7%+2.2%-0.1%+4.7%+1.7%+2.9%-2.3%+5.8%+0.6%+3.2%+31.0%
2020+0.7%-7.6%-13.1%+11.1%+3.2%+1.7%-0.5%+5.4%-1.5%-2.4%+9.8%+1.9%+6.3%
2019+7.3%+3.8%+2.8%+3.7%-5.2%+4.3%+2.8%-1.0%+3.1%+0.2%+4.0%+1.2%+29.9%
2018---2.2%+3.0%+4.2%-0.1%+2.9%+1.8%+0.7%-5.0%+1.2%-8.5%-2.7%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +33.71% • The longest drawdown period lasted for 1 year and 8 months and was between January 2022 and September 2023. It reached a trough of -16.8%.
When could this portfolio get you to financial independence?

Solo Fidelity returned +13.20% a year over the 8 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Detailed Metrics

Returns
Total Return
+185.32%
Annualized Return
+13.20%
Avg Monthly Return
+1.11%
Risk
Volatility (Annual)
+15.84%
Max Drawdown
+33.71%
Positive Months
66%
Average Drawdown
-4.9%
Risk-Adjusted
Sharpe Ratio
0.71
Risk-free rate: 2.0%
Sortino Ratio
0.64
Downside risk adjusted
Return/Volatility
0.83
Calmar Ratio
0.39
Return/Max Drawdown
Ulcer Index
6.53
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
28,531.6
Backtest Period
2018-03-20 to 2026-09-03
8.5 years
Rebalancing
none
Base Currency
EUR