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Simu4

Created byuser-05qq1q

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Annual Rebalancing

EUR

Moderate Risk

2.4yr backtest

Performance Summary

Total Return+53.72%

Annualized Return+19.93%

Volatility+14.56%

Sharpe Ratio1.23

Max Drawdown+18.21%

Holdings

Asset Allocation

Asset Class

Equity 100.0%

Holdings Details

Diversified ETF portfolio blending global, European, and emerging market equities for comprehensive international exposure and growth.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
PAEEM.PA Amundi PEA Emergent (MSCI Emerging) ESG Transition UCITS ETF Acc • FR0013412020	FR0013412020	Acc	ETF	50.0%	0.3%
WPEA.PA iShares MSCI World Swap PEA UCITS ETF EUR (Acc) • IE0002XZSHO1	IE0002XZSHO1	Acc	ETF	25.0%	0.2%
MEUD.PA Amundi Core Stoxx Europe 600 UCITS ETF Acc • LU0908500753	LU0908500753	Acc	ETF	25.0%	0.07%
Total		Total			100.0%	0.22%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €15,371.96

Histogram of Monthly Returns

The portfolio had a positive return during 22 of the 29 months (76%)

Monthly Returns Heatmap

Best month: +9.7% • Worst month: -7.8% • Best year: 2026 (+19.3%) • Worst year: 2024 (+9.3%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+4.1%	+4.4%	-7.8%	+9.7%	+7.0%	+2.0%	-3.4%	+3.0%	-	-	-	-	+19.3%
2025	+4.3%	+0.9%	-4.0%	-2.9%	+4.5%	+1.7%	+3.5%	-0.3%	+4.6%	+4.4%	-1.1%	+1.4%	+17.9%
2024	-	-	-	+0.2%	+0.5%	+2.8%	+0.6%	+0.0%	+4.1%	-1.5%	+2.2%	+0.0%	+9.3%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +18.21% • The longest drawdown period lasted for 5 months and was between February 2025 and July 2025. It reached a trough of -18.2%.

Detailed Metrics

Returns

Total Return

+53.72%

Annualized Return

+19.93%

Avg Monthly Return

+1.55%

Risk

Volatility (Annual)

+14.56%

Max Drawdown

+18.21%

Positive Months

76%

Average Drawdown

-2.7%

Risk-Adjusted

Sharpe Ratio

1.23

Risk-free rate: 2.0%

Sortino Ratio

1.17

Downside risk adjusted

Return/Volatility

1.37

Calmar Ratio

1.09

Return/Max Drawdown

Ulcer Index

3.53

Drawdown depth & duration

Martin Ratio

0.05

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€15,371.96

Backtest Period

2024-04-02 to 2026-08-14
2.4 years

Rebalancing

annual

Base Currency

EUR