CON GOLD

CON GOLD

Holdings

Asset Allocation

Asset Class

Equity 70.0%Money Market 16.0%Bonds 14.0%

Holdings Details

CON GOLD portfolio: A diversified European ETF strategy blending global dividends, US equities, high-yield bonds, and cash for balanced growth and income.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
CSH2.PA Amundi Smart Overnight Return UCITS ETF Acc • LU1190417599	LU1190417599	Acc	ETF	16.0%	0.1%
MEUD.PA Amundi Core Stoxx Europe 600 UCITS ETF Acc • LU0908500753	LU0908500753	Acc	ETF	14.0%	0.07%
XDEW.F Xtrackers S&P 500 Equal Weight UCITS ETF 1C • IE00BLNMYC90	IE00BLNMYC90	Acc	ETF	14.0%	0.15%
IS3S.F iShares Edge MSCI World Value Factor UCITS ETF • IE00BP3QZB59	IE00BP3QZB59	Acc	ETF	14.0%	0.25%
EXSH.F iShares STOXX Europe Select Dividend 30 UCITS ETF (DE) • DE0002635299	DE0002635299	Dist	ETF	14.0%	0.32%
JNKE.LSE SPDR Bloomberg Euro High Yield Bond UCITS ETF EUR Unhedged (Dist) • IE00B6YX5M31	IE00B6YX5M31	Dist	ETF	14.0%	0.4%
TDIV.AS VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF • NL0011683594	NL0011683594	Dist	ETF	14.0%	0.38%
Total		Total			100.0%	0.24%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €19,665.35

Histogram of Monthly Returns

The portfolio had a positive return during 73 of the 120 months (61%)

Monthly Returns Heatmap

Best month: +10.8% • Worst month: -13.4% • Best year: 2021 (+20.5%) • Worst year: 2018 (-6.6%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+2.5%	+3.1%	-3.3%	+1.3%	-	-	-	-	-	-	-	-	+3.5%
2025	+3.6%	+2.5%	-2.2%	-2.0%	+3.9%	-0.3%	+1.8%	+1.0%	+1.0%	+1.7%	+1.7%	+2.1%	+15.5%
2024	+0.9%	+0.3%	+4.0%	-1.1%	+1.7%	-0.4%	+2.3%	-0.6%	+1.2%	-0.9%	+2.9%	-0.9%	+9.6%
2023	+3.7%	+0.9%	-2.8%	+1.1%	-0.9%	+2.1%	+1.9%	-1.0%	-0.4%	-3.4%	+4.3%	+3.8%	+9.5%
2022	-0.2%	-2.3%	+2.0%	-0.3%	+0.0%	-7.0%	+4.7%	-1.6%	-4.8%	+4.5%	+3.3%	-1.9%	-4.2%
2021	+0.6%	+3.4%	+6.0%	+0.1%	+1.5%	+0.8%	+0.7%	+1.5%	-1.1%	+1.5%	-0.4%	+4.5%	+20.5%
2020	-0.9%	-6.5%	-13.4%	+6.3%	+1.1%	+1.5%	-1.8%	+2.9%	-1.7%	-2.1%	+10.8%	+1.1%	-4.6%
2019	+5.3%	+2.7%	+1.4%	+2.3%	-4.6%	+3.3%	+0.7%	-1.3%	+3.7%	+0.2%	+2.4%	+1.2%	+18.4%
2018	+0.9%	-2.2%	-1.6%	+2.9%	+0.5%	-0.4%	+1.9%	-0.4%	+0.5%	-3.2%	-0.3%	-5.2%	-6.6%
2017	-0.7%	+2.9%	+0.8%	-0.2%	-0.1%	-0.9%	-1.2%	-0.9%	+2.8%	+1.7%	-0.2%	+0.5%	+4.5%
2016	-	-	-	-	+0.0%	-2.5%	+3.0%	+1.0%	-1.1%	+1.3%	+2.8%	+3.0%	+7.7%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +29.28% • The longest drawdown period lasted for 1 year and 6 months and was between January 2022 and July 2023. It reached a trough of -11.4%.

Dividend Income

Summary

This portfolio contains 3 distributing ETFs (42.0% of total allocation)

Total Dividends Received

€1,553.88

60 payments

Dividend Yield

1.19%

(annualized)

Avg Per Payment

€25.90

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2026	€93.56	0.48%	3
2025	€227.14	1.29%	6
2024	€223.21	1.41%	6
2023	€204.68	1.44%	6
2022	€162.92	1.18%	6
2021	€131.02	0.98%	6
2020	€117.12	1.05%	6
2019	€125.64	1.08%	6
2018	€111.66	1.00%	6
2017	€121.12	1.10%	7
2016	€35.84	0.35%	2
Total	€1,553.88	1.19%	60

Detailed Metrics

Returns

Total Return

+96.65%

Annualized Return

+7.11%

Avg Monthly Return

+0.61%

Risk

Volatility (Annual)

+10.35%

Max Drawdown

+29.28%

Positive Months

61%

Average Drawdown

-3.4%

Risk-Adjusted

Sharpe Ratio

0.49

Risk-free rate: 2.0%

Sortino Ratio

0.44

Downside risk adjusted

Return/Volatility

0.69

Calmar Ratio

0.24

Return/Max Drawdown

Ulcer Index

5.34

Drawdown depth & duration

Martin Ratio

0.01

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€19,665.35

Backtest Period

2016-05-26 to 2026-04-02
9.9 years

Rebalancing

annual

Base Currency

EUR

Performance Summary

Holdings

Performance

Dividend Income

Detailed Metrics