HomePortfoliosSEM65 GLD25 SnP5

SEM65 GLD25 SnP5

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None Rebalancing
EUR
High Risk
Multi-currency
4.4yr backtest

Performance Summary

Total Return+239.55%
Annualized Return+32.44%
Volatility+21.50%
Sharpe Ratio1.42
Max Drawdown+24.41%

Holdings

Asset Allocation

Asset Class

Equity 75.0%Precious Metals 25.0%
Holdings Details
A tech-heavy ETF portfolio diversified with gold. 75% global equities, 25% precious metals for growth and stability.
AssetTypeAllocationTER
SEME.PA
iShares MSCI Global Semiconductors UCITS ETF USD (Acc)IE000I8KRLL9
ETF
65.0%0.35%
SGLN.LSE
iShares Physical Gold ETCIE00B4ND3602
ETF
25.0%0.12%
I500.XETRA
iShares S&P 500 Swap UCITS ETF USD (Acc)IE00BMTX1Y45
ETF
5.0%0.05%
ACWE.PA
State Street SPDR MSCI All Country World UCITS ETF USD Unhedged (Acc)IE00B44Z5B48
ETF
3.0%0.12%
QDVE.XETRA
iShares S&P 500 Information Technology Sector UCITS ETF USD (Acc)IE00B3WJKG14
ETF
2.0%0.15%
Total100.0%0.27%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €33,954.62
Histogram of Monthly Returns
The portfolio had a positive return during 33 of the 54 months (61%)
Monthly Returns Heatmap
Best month: +25.0% • Worst month: -9.7% • Best year: 2026 (+59.3%) • Worst year: 2022 (-11.5%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+15.8%+2.9%-9.0%+25.0%+20.9%-2.8%------+59.3%
2025+4.1%-4.2%-8.0%-3.3%+8.3%+6.8%+3.3%+0.1%+11.9%+13.5%-1.5%+2.2%+35.4%
2024+3.8%+7.8%+5.6%-2.1%+3.9%+7.7%-5.0%-2.7%+1.6%-0.1%+2.0%+1.8%+26.1%
2023+10.1%+1.1%+5.8%-5.6%+13.6%+0.7%+2.9%-1.8%-3.3%-2.1%+8.5%+6.8%+41.1%
2022+3.2%+1.5%+2.8%-5.6%-1.1%-9.7%+9.8%-4.7%-6.7%-0.1%+6.8%-6.4%-11.5%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +24.41% • The longest drawdown period lasted for 1 year and 1 month and was between March 2022 and May 2023. It reached a trough of -21.9%.

Detailed Metrics

Returns
Total Return
+239.55%
Annualized Return
+32.44%
Avg Monthly Return
+2.53%
Risk
Volatility (Annual)
+21.50%
Max Drawdown
+24.41%
Positive Months
61%
Average Drawdown
-6.8%
Risk-Adjusted
Sharpe Ratio
1.42
Risk-free rate: 2.0%
Sortino Ratio
1.39
Downside risk adjusted
Return/Volatility
1.51
Calmar Ratio
1.33
Return/Max Drawdown
Ulcer Index
8.17
Drawdown depth & duration
Martin Ratio
0.04
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
33,954.62
Backtest Period
2022-01-28 to 2026-06-05
4.4 years
Rebalancing
none
Base Currency
EUR
SEM65 GLD25 SnP5 | +32.4% CAGR | ETF Backtest