Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
CSPX.AS iShares Core S&P 500 UCITS ETF USD (Acc) • IE00B5BMR087 | ETF | 90.0% | 0.07% |
SWRD.AS State Street SPDR MSCI World UCITS ETF USD Unhedged • IE00BFY0GT14 | ETF | 5.0% | 0.12% |
EMIM.AS iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc) • IE00BKM4GZ66 | ETF | 5.0% | 0.18% |
| Total | 100.0% | 0.08% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.1% | -0.0% | -4.1% | +9.5% | +6.4% | +1.0% | -1.5% | +2.4% | +0.4% | - | - | - | +14.1% |
| 2025 | +3.2% | -3.5% | -8.8% | -5.2% | +6.8% | +1.6% | +6.0% | -1.0% | +2.9% | +4.7% | -0.5% | -0.3% | +4.5% |
| 2024 | +4.4% | +4.4% | +3.6% | -2.1% | +1.0% | +6.9% | -0.4% | -0.8% | +1.8% | +2.4% | +8.2% | -0.2% | +33.0% |
| 2023 | +4.5% | +0.9% | +0.1% | +0.1% | +4.0% | +4.1% | +2.3% | +0.4% | -2.1% | -3.1% | +5.7% | +3.3% | +21.6% |
| 2022 | -5.2% | -2.1% | +5.9% | -2.9% | -3.9% | -5.8% | +10.9% | -1.3% | -5.4% | +4.5% | -1.5% | -6.7% | -14.2% |
| 2021 | +1.3% | +3.2% | +6.8% | +2.4% | -1.0% | +5.5% | +2.0% | +3.6% | -2.0% | +5.8% | +2.1% | +3.7% | +38.4% |
| 2020 | +1.7% | -8.8% | -9.8% | +10.8% | +1.9% | +1.4% | +0.5% | +6.6% | -1.5% | -2.2% | +7.7% | +1.3% | +7.7% |
| 2019 | - | - | +2.3% | +3.8% | -5.0% | +4.0% | +4.8% | -1.8% | +3.0% | -0.4% | +5.1% | +0.8% | +17.3% |
saxo 2 returned +15.19% a year over the 8 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.