Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
SPEX.LSE Invesco S&P 500 Equal Weight UCITS ETF • IE00BNGJJT35 | ETF | 60.0% | 0.2% |
GXLK.LSE State Street SPDR S&P U.S. Technology Select Sector UCITS ETF USD • IE00BWBXM948 | ETF | 40.0% | 0.15% |
| Total | 100.0% | 0.18% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -1.4% | +2.6% | -4.8% | +8.7% | +9.3% | +1.4% | -2.6% | +4.6% | -0.6% | - | - | - | +17.6% |
| 2025 | +3.0% | -4.6% | -8.1% | -3.9% | +6.9% | +3.8% | +7.4% | -1.1% | +3.6% | +4.9% | -1.4% | -0.6% | +8.9% |
| 2024 | +1.3% | +3.7% | +3.4% | -3.4% | +0.3% | +5.7% | -0.6% | -1.4% | +0.7% | +2.9% | +6.9% | -1.6% | +18.7% |
| 2023 | +5.2% | +1.1% | +0.4% | -1.7% | +3.2% | +4.6% | +2.0% | -0.8% | -1.8% | -3.0% | +6.1% | +5.9% | +22.8% |
| 2022 | - | - | - | -2.8% | -2.6% | -5.8% | +9.3% | +1.2% | -4.7% | +3.6% | -1.0% | -4.1% | -7.5% |
S&P 500 returned +13.15% a year over the 4 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.