Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VWCE.XETRA Vanguard FTSE All-World UCITS ETF (USD) Accumulating • IE00BK5BQT80 | ETF | 50.0% | 0.19% |
DBXQ.XETRA Xtrackers II Eurozone Government Bond 3-5 UCITS ETF 1C • LU0290356954 | ETF | 50.0% | 0.15% |
| Total | 100.0% | 0.17% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.9% | +1.2% | -3.7% | +4.4% | +3.5% | +0.8% | -1.2% | +1.1% | +0.4% | - | - | - | +7.5% |
| 2025 | +2.3% | -0.8% | -3.8% | -1.1% | +2.9% | +0.4% | +2.3% | -0.1% | +1.5% | +2.5% | -0.2% | +0.1% | +5.9% |
| 2024 | +1.3% | +1.3% | +2.1% | -1.3% | +0.6% | +2.8% | +0.9% | -0.0% | +1.5% | +0.1% | +4.2% | -0.9% | +13.3% |
| 2023 | +3.0% | -0.7% | +1.0% | +0.0% | +1.3% | +1.4% | +1.6% | -0.3% | -1.3% | -1.4% | +3.7% | +3.0% | +11.8% |
| 2022 | -2.5% | -1.4% | +1.0% | -2.0% | -2.0% | -3.3% | +5.3% | -2.3% | -4.1% | +1.8% | +1.0% | -3.7% | -11.8% |
| 2021 | +0.4% | +1.2% | +3.1% | +0.6% | -0.1% | +2.4% | +0.7% | +1.5% | -1.1% | +2.0% | +0.5% | +1.8% | +13.7% |
| 2020 | +0.1% | -4.2% | -5.9% | +4.3% | +1.1% | +1.5% | -0.1% | +2.6% | -0.2% | -0.7% | +4.4% | +1.1% | +3.4% |
| 2019 | - | - | - | - | - | - | +0.0% | -0.5% | +1.6% | -0.2% | +1.9% | +1.0% | +3.9% |
Ross returned +6.39% a year over the 7 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.