Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
IS3R.XETRA iShares Edge MSCI World Momentum Factor UCITS ETF (Acc) • IE00BP3QZ825 | ETF | 36.5% | 0.25% |
ZPRV.XETRA SPDR MSCI USA Small Cap Value Weighted UCITS ETF • IE00BSPLC413 | ETF | 12.0% | 0.3% |
IS3S.XETRA iShares Edge MSCI World Value Factor UCITS ETF • IE00BP3QZB59 | ETF | 12.0% | 0.25% |
DBZB.XETRA Xtrackers II Global Government Bond UCITS ETF 1C EUR Hedged • LU0378818131 | ETF | 9.0% | 0.25% |
EUIN.XETRA Amundi Euro Inflation Expectations 2-10Y UCITS ETF Acc • LU1390062245 | ETF | 7.0% | 0.25% |
SGLD.AS Invesco Physical Gold ETC • IE00B579F325 | ETC | 7.0% | 0.12% |
IUST.XETRA iShares USD TIPS UCITS ETF USD (Acc) • IE00B1FZSC47 | ETF | 7.0% | 0.1% |
IS3N.XETRA iShares Core MSCI Emerging Markets IMI UCITS • IE00BKM4GZ66 | ETF | 6.5% | 0.18% |
XDW0.XETRA Xtrackers MSCI World Energy UCITS ETF 1C 1C • IE00BM67HM91 | ETF | 3.0% | 0.25% |
| Total | 100.0% | 0.23% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.4% | +2.6% | -4.1% | +8.1% | +5.7% | +3.9% | -4.5% | +1.2% | +1.3% | - | - | - | +18.1% |
| 2025 | +4.4% | -0.8% | -4.8% | -2.9% | +4.1% | -0.1% | +2.9% | +0.5% | +3.2% | +2.7% | +0.7% | +0.7% | +10.6% |
| 2024 | +2.9% | +5.3% | +4.4% | -1.4% | +1.1% | +3.2% | +0.4% | -0.9% | +1.4% | +1.6% | +5.2% | -2.0% | +23.1% |
| 2023 | +2.0% | -0.0% | -2.1% | -0.1% | -0.6% | +3.1% | +2.0% | -0.4% | -0.7% | -2.7% | +3.7% | +3.7% | +7.9% |
| 2022 | -3.2% | -0.1% | +3.3% | -1.8% | -1.6% | -5.0% | +5.8% | -0.3% | -4.7% | +5.1% | +0.5% | -4.1% | -6.6% |
| 2021 | +2.8% | +1.6% | +4.2% | +1.4% | -0.2% | +2.4% | +0.3% | +2.1% | +0.1% | +3.6% | -0.4% | +2.2% | +21.8% |
| 2020 | +0.5% | -5.7% | -8.8% | +7.0% | +1.2% | +2.3% | +0.1% | +3.5% | -0.9% | -1.1% | +6.0% | +1.8% | +4.8% |
| 2019 | +6.2% | +2.8% | +1.7% | +2.1% | -3.4% | +3.2% | +3.1% | -0.6% | +1.4% | -0.6% | +2.7% | +1.4% | +21.7% |
| 2018 | +0.9% | -0.6% | -2.7% | +3.3% | +3.8% | -0.6% | +0.8% | +2.1% | +0.4% | -4.7% | +0.4% | -6.1% | -3.4% |
| 2017 | - | - | -0.7% | -0.6% | -1.4% | -0.7% | -0.5% | -0.0% | +2.5% | +3.4% | -0.3% | +0.9% | +2.4% |
Riccardo pre returned +10.08% a year over the 10 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.