Home PortfoliosRente neu mit 5% Bonds

Rente neu mit 5% Bonds

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None Rebalancing

EUR

Moderate Risk

3.9yr backtest

Performance Summary

Total Return+96.29%

Annualized Return+19.10%

Volatility+13.52%

Sharpe Ratio1.27

Max Drawdown+21.22%

Holdings

Asset Allocation

Asset Class

Equity 95.0%Bonds 5.0%

Holdings Details

Diversified global ETF portfolio with 95% equities and 5% bonds, targeting growth through world, emerging markets, dividend, tech, and space innovators.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
XDWD.XETRA Xtrackers MSCI World UCITS ETF 1C • IE00BJ0KDQ92	IE00BJ0KDQ92	Acc	ETF	55.0%	0.12%
AEME.PA Amundi Core MSCI Emerging Markets UCITS ETF Acc • LU1437017350	LU1437017350	Acc	ETF	18.0%	0.18%
VDIV.XETRA VanEck Morningstar Developed Markets Dividend Leaders UCITS ETF • NL0011683594	NL0011683594	Dist	ETF	7.0%	0.38%
SEC0.XETRA iShares MSCI Global Semiconductors UCITS ETF USD (Acc) • IE000I8KRLL9	IE000I8KRLL9	Acc	ETF	6.0%	0.35%
IUSN.XETRA iShares MSCI World Small Cap UCITS ETF • IE00BF4RFH31	IE00BF4RFH31	Acc	ETF	5.0%	0.35%
JEDI.XETRA VanEck Space Innovators UCITS ETF • IE000YU9K6K2	IE000YU9K6K2	Acc	ETF	4.0%	0.55%
VAGF.XETRA Vanguard Global Aggregate Bond UCITS ETF EUR Hedged Accumulating • IE00BG47KH54	IE00BG47KH54	Acc	ETF	3.0%	0.08%
CBE3.LSE iShares Euro Government Bond 1-3yr UCITS ETF (Acc) • IE00B3VTMJ91	IE00B3VTMJ91	Acc	ETF	2.0%	0.15%
Total		Total			100.0%	0.19%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €19,629.44

Histogram of Monthly Returns

The portfolio had a positive return during 30 of the 48 months (63%)

Monthly Returns Heatmap

Best month: +12.1% • Worst month: -6.7% • Best year: 2024 (+22.2%) • Worst year: 2022 (-0.9%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+5.2%	+1.8%	-5.2%	+12.1%	+4.4%	-	-	-	-	-	-	-	+18.9%
2025	+4.3%	-2.2%	-6.7%	-3.9%	+6.2%	+2.9%	+4.4%	+0.4%	+3.8%	+5.9%	-1.3%	+1.9%	+15.8%
2024	+1.6%	+3.7%	+3.7%	-1.8%	+1.7%	+4.4%	+0.3%	-0.8%	+2.0%	+0.2%	+6.3%	-0.7%	+22.2%
2023	+5.9%	-0.2%	-0.1%	-1.1%	+2.8%	+3.3%	+2.8%	-1.6%	-1.7%	-4.0%	+5.9%	+4.8%	+17.7%
2022	-	-	-	-	-	-1.0%	+8.0%	-1.3%	-6.6%	+3.1%	+2.6%	-5.1%	-0.9%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +21.22% • The longest drawdown period lasted for 11 months and was between August 2022 and July 2023. It reached a trough of -12.2%.

Dividend Income

Summary

This portfolio contains 1 distributing ETF (7.0% of total allocation)

Total Dividends Received

€136.26

15 payments

Dividend Yield

0.27%

(annualized)

Avg Per Payment

€9.08

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown

Dividend income per calendar year

Year	Dividends	Yield	Payments
2026	€5.20	0.03%	1
2025	€41.46	0.28%	4
2024	€38.85	0.30%	4
2023	€39.61	0.37%	4
2022	€11.12	0.11%	2
Total	€136.26	0.27%	15

Detailed Metrics

Returns

Total Return

+96.29%

Annualized Return

+19.10%

Avg Monthly Return

+1.49%

Risk

Volatility (Annual)

+13.52%

Max Drawdown

+21.22%

Positive Months

63%

Average Drawdown

-3.8%

Risk-Adjusted

Sharpe Ratio

1.27

Risk-free rate: 2.0%

Sortino Ratio

1.20

Downside risk adjusted

Return/Volatility

1.41

Calmar Ratio

0.90

Return/Max Drawdown

Ulcer Index

4.86

Drawdown depth & duration

Martin Ratio

0.04

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€19,629.44

Backtest Period

2022-06-29 to 2026-05-08
3.9 years

Rebalancing

none

Base Currency

EUR