HomePortfoliosRente EU Conservative

Rente EU Conservative

Created byuser-oahuh5
Annual Rebalancing
EUR
Moderate Risk
Multi-currency
1.5yr backtest

Performance Summary

Total Return+16.80%
Annualized Return+10.76%
Volatility+14.34%
Sharpe Ratio0.61
Max Drawdown+21.60%

Holdings

Asset Allocation

Asset Class

Equity 46.5%Bonds 30.6%Real Estate 22.9%
Holdings Details
Conservative ETF portfolio blending high-yield bonds, US property, leveraged tech, and diversified income for stable US & EU returns.
AssetTypeAllocationTER
UDHY.XETRA
iShares Broad USD High Yield Corp Bond UCITS ETF USD • IE00BG0J4957
ETF
30.6%0.25%
IQQ7.XETRA
iShares US Property Yield UCITS ETF • IE00B1FZSF77
ETF
22.9%0.4%
LQQ.PA
Amundi Nasdaq-100 Daily (2x) Leveraged UCITS ETF Acc • FR0010342592
ETF
17.5%0.6%
JEPI.LSE
JPMorgan US Equity Premium Income Active UCITS ETF USD (dist) • IE000U5MJOZ6
ETF
8.9%0.35%
ZPRI.XETRA
State Street SPDR Morningstar Multi-Asset Global Infrastructure UCITS ETF USD • IE00BQWJFQ70
ETF
8.6%0.4%
LSMC.XETRA
Amundi MSCI Semiconductors UCITS ETF Acc • LU1900066033
ETF
7.5%0.35%
JEQP.XETRA
JPMorgan Nasdaq Equity Premium Income Active UCITS ETF USD (Dist) • IE000U9J8HX9
ETF
2.5%0.35%
2B7A.XETRA
iShares S&P 500 Utilities Sector UCITS ETF USD (Acc) • IE00B4KBBD01
ETF
1.5%0.15%
Total100.0%0.38%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €11,680.3
Histogram of Monthly Returns
The portfolio had a positive return during 10 of the 19 months (53%)
Monthly Returns Heatmap
Best month: +9.5% • Worst month: -8.4% • Best year: 2026 (+12.2%) • Worst year: 2025 (+1.5%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-0.2%+2.5%-3.8%+9.5%+4.0%-------+12.2%
2025+2.6%-1.8%-8.4%-5.2%+5.6%+0.4%+4.6%-1.1%+3.0%+4.9%-1.1%-1.2%+1.5%
2024----------+4.0%-1.3%+2.6%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +21.60% • The longest drawdown period lasted for 8 months and was between February 2025 and October 2025. It reached a trough of -21.6%.

Dividend Income

Summary
This portfolio contains 5 distributing ETFs (73.5% of total allocation)

Total Dividends Received

€520.66

46 payments

Dividend Yield

3.37%

(annualized)

Avg Per Payment

€11.32

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€107.50
2025€391.97
2024€21.18
Total€520.66

Detailed Metrics

Returns
Total Return
+16.80%
Annualized Return
+10.76%
Avg Monthly Return
+0.91%
Risk
Volatility (Annual)
+14.34%
Max Drawdown
+21.60%
Positive Months
53%
Average Drawdown
-5.2%
Risk-Adjusted
Sharpe Ratio
0.61
Risk-free rate: 2.0%
Sortino Ratio
0.55
Downside risk adjusted
Return/Volatility
0.75
Calmar Ratio
0.50
Return/Max Drawdown
Ulcer Index
6.72
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€11,680.3
Backtest Period
2024-11-06 to 2026-05-15
1.5 years
Rebalancing
annual
Base Currency
EUR