HomePortfoliosRente + Bond ab Jahr 10

Rente + Bond ab Jahr 10

Optimize
None Rebalancing
EUR
Moderate Risk
3.2yr backtest

Performance Summary

Total Return+57.59%
Annualized Return+15.31%
Volatility+10.24%
Sharpe Ratio1.30
Max Drawdown+16.41%

Holdings

Asset Allocation

Asset Class

Equity 70.0%Bonds 30.0%
Holdings Details
A diversified 70/30 ETF portfolio blending global stocks, bonds, emerging markets, and targeted thematic sectors for balanced growth.
AssetTypeAllocationTER
XDWD.XETRA
Xtrackers MSCI World UCITS ETF 1CIE00BJ0KDQ92
ETF
39.0%0.12%
VAGF.XETRA
Vanguard Global Aggregate Bond UCITS ETF EUR Hedged AccumulatingIE00BG47KH54
ETF
30.0%0.08%
AEME.PA
Amundi Core MSCI Emerging Markets UCITS ETF AccLU1437017350
ETF
15.0%0.18%
SEC0.XETRA
iShares MSCI Global Semiconductors UCITS ETF USD (Acc)IE000I8KRLL9
ETF
4.0%0.35%
LYP6.XETRA
Amundi Core Stoxx Europe 600 UCITS ETF AccLU0908500753
ETF
3.0%0.07%
IUSN.XETRA
iShares MSCI World Small Cap UCITS ETFIE00BF4RFH31
ETF
3.0%0.35%
JEDI.XETRA
VanEck Space Innovators UCITS ETFIE000YU9K6K2
ETF
1.5%0.55%
CBUX.XETRA
iShares Global Infrastructure UCITS ETF USD (Acc)IE000CK5G8J7
ETF
1.5%0.65%
XDG7.XETRA
Xtrackers MSCI Global SDG 7 Affordable and Clean Energy UCITS ETF 1CIE000JZYIUN0
ETF
1.5%0.35%
2B78.XETRA
iShares Healthcare Innovation UCITS ETFIE00BYZK4776
ETF
1.5%0.4%
Total100.0%0.15%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €15,759
Histogram of Monthly Returns
The portfolio had a positive return during 26 of the 40 months (65%)
Monthly Returns Heatmap
Best month: +9.4% • Worst month: -5.3% • Best year: 2024 (+15.3%) • Worst year: 2023 (+8.3%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+3.5%+2.1%-5.3%+9.4%+3.6%-------+13.4%
2025+3.2%-1.4%-5.3%-2.6%+4.3%+1.9%+3.3%+0.1%+3.2%+4.5%-0.8%+0.8%+11.3%
2024+1.0%+2.5%+2.9%-1.8%+1.3%+3.5%+0.5%-0.3%+1.8%-0.4%+4.4%-1.0%+15.3%
2023--0.3%+0.8%-0.7%+1.6%+2.2%+1.9%-1.5%-2.0%-3.3%+5.4%+4.3%+8.3%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +16.41% • The longest drawdown period lasted for 6 months and was between February 2025 and September 2025. It reached a trough of -16.4%.

Detailed Metrics

Returns
Total Return
+57.59%
Annualized Return
+15.31%
Avg Monthly Return
+1.19%
Risk
Volatility (Annual)
+10.24%
Max Drawdown
+16.41%
Positive Months
65%
Average Drawdown
-2.2%
Risk-Adjusted
Sharpe Ratio
1.30
Risk-free rate: 2.0%
Sortino Ratio
1.25
Downside risk adjusted
Return/Volatility
1.50
Calmar Ratio
0.93
Return/Max Drawdown
Ulcer Index
3.07
Drawdown depth & duration
Martin Ratio
0.04
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
15,759
Backtest Period
2023-02-27 to 2026-05-08
3.2 years
Rebalancing
none
Base Currency
EUR