Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
SEME.PA iShares MSCI Global Semiconductors UCITS ETF USD (Acc) • IE000I8KRLL9 | ETF | 80.0% | 0.35% |
SGLN.LSE iShares Physical Gold ETC • IE00B4ND3602 | ETF | 15.0% | 0.12% |
ACWE.PA State Street SPDR MSCI All Country World UCITS ETF USD Unhedged (Acc) • IE00B44Z5B48 | ETF | 3.0% | 0.12% |
I500.XETRA iShares S&P 500 Swap UCITS ETF USD (Acc) • IE00BMTX1Y45 | ETF | 2.0% | 0.05% |
| Total | 100.0% | 0.30% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +17.0% | +2.7% | -9.1% | +30.1% | +24.1% | +10.9% | -19.9% | +3.0% | +1.6% | - | - | - | +64.0% |
| 2025 | +3.7% | -5.2% | -10.2% | -4.2% | +10.3% | +9.0% | +3.0% | -0.1% | +12.6% | +15.3% | -2.5% | +2.5% | +35.9% |
| 2024 | +4.1% | +9.1% | +5.4% | -2.9% | +4.5% | +8.5% | -6.2% | -3.4% | +1.2% | -1.4% | +2.0% | +2.2% | +24.1% |
| 2023 | +11.7% | +1.9% | +5.9% | -6.8% | +16.1% | +1.4% | +3.2% | -2.3% | -3.5% | -3.6% | +10.2% | +8.1% | +48.0% |
| 2022 | +3.7% | +1.1% | +2.5% | -7.2% | -0.2% | -11.7% | +11.5% | -5.5% | -8.0% | +0.1% | +8.3% | -7.6% | -14.4% |
Real Semic80 GLD15 ACWI3 SnP2 returned +31.32% a year over the 5 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.