Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
CSH2.PA Amundi Smart Overnight Return UCITS ETF Acc • LU1190417599 | ETF | 34.0% | 0.1% |
EN4C.XETRA L&G Multi-Strategy Enhanced Commodities UCITS ETF USD Accumulating • IE00BFXR6159 | ETF | 33.0% | 0.3% |
LYBK.XETRA Amundi Euro Stoxx Banks UCITS ETF Acc • LU1829219390 | ETF | 33.0% | 0.3% |
| Total | 100.0% | 0.23% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.8% | -0.4% | +1.6% | +3.8% | +1.1% | +0.2% | +4.0% | +2.9% | +0.9% | - | - | - | +19.5% |
| 2025 | +5.5% | +4.6% | +0.6% | -3.0% | +4.1% | -0.2% | +5.3% | +0.9% | +2.3% | +0.7% | +2.6% | +3.7% | +30.4% |
| 2024 | +1.7% | +0.1% | +6.4% | +2.3% | +1.2% | -2.1% | +0.6% | -0.7% | +1.0% | +1.1% | +0.3% | +2.2% | +14.8% |
| 2023 | +5.3% | +1.9% | -5.9% | +0.6% | -1.5% | +3.7% | +4.0% | +0.1% | +1.1% | -1.3% | +1.7% | -0.3% | +9.2% |
| 2022 | +4.3% | -1.4% | +4.0% | +3.8% | +3.7% | -7.2% | +3.1% | +0.6% | -3.3% | +2.9% | +1.5% | -1.6% | +10.2% |
| 2021 | - | - | - | - | - | - | - | - | +2.9% | +2.4% | -3.9% | +3.9% | +5.2% |
Quiet hedged returned +17.96% a year over the 5 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.