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Pure Gold min cola

Optimize FIRE Projection
None Rebalancing
EUR
Moderate Risk
Multi-currency
4.0yr backtest

Performance Summary

Total Return+97.06%
Annualized Return+18.51%
Volatility+19.74%
Sharpe Ratio0.84
Max Drawdown+27.83%

Holdings

Asset Allocation

Asset Class

Precious Metals 65.6%Equity 34.4%
Holdings Details
A gold-focused ETF portfolio blending physical gold ETCs with miner equities and short positions for hedged precious metals exposure.
AssetTypeAllocationTER
9GA9.XETRA
WisdomTree Gold 1x Daily Short EURJE00B24DKC09
ETF
22.4%0.39%
G2X.XETRA
VanEck Gold Miners UCITS ETFIE00BQQP9F84
ETF
21.8%0.53%
GBSS.LSE
Gold Bullion Securities ETCGB00B00FHZ82
ETC
16.0%0.39%
PHAU.AS
WisdomTree Physical Gold EURJE00B1VS3770
ETF
14.2%0.39%
GOLD-EUR.PA
Amundi Physical Gold ETC (C)FR0013416716
ETF
8.0%0.12%
GDMS.LSE
Leverage Shares -3x Short Gold Miners ETP SecuritiesXS2399369979
ETF
6.7%0.75%
AUCP.LSE
L&G Gold Mining UCITS ETFIE00B3CNHG25
ETF
5.9%0.55%
GL3S.XETRA
Leverage Shares -3x Short Gold ETP SecuritiesXS2472195283
ETF
5.0%0.75%
Total100.0%0.45%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €19,706.01
Histogram of Monthly Returns
The portfolio had a positive return during 28 of the 49 months (57%)
Monthly Returns Heatmap
Best month: +20.0% • Worst month: -14.4% • Best year: 2025 (+61.9%) • Worst year: 2022 (-4.9%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+10.7%+11.6%-14.4%-2.3%+0.5%-11.1%-1.3%+20.0%-1.7%---+7.5%
2025+8.4%+0.1%+5.9%-0.1%+0.6%-2.1%+2.9%+8.3%+14.1%+0.4%+9.2%+2.8%+61.9%
2024-0.8%-1.6%+7.4%+3.7%+0.7%+0.3%+3.6%-0.2%+1.7%+4.8%-0.4%-2.4%+17.5%
2023+1.6%-2.5%+3.4%-0.2%+0.8%-3.8%+1.0%-0.7%-0.1%+2.3%+0.2%-0.5%+1.3%
2022--------+1.5%-1.6%-2.4%-2.5%-4.9%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +27.83% • The longest drawdown period lasted for 1 year and 6 months and was between September 2022 and April 2024. It reached a trough of -10.8%.
When could this portfolio get you to financial independence?

Pure Gold min cola returned +18.51% a year over the 4 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Detailed Metrics

Returns
Total Return
+97.06%
Annualized Return
+18.51%
Avg Monthly Return
+1.55%
Risk
Volatility (Annual)
+19.74%
Max Drawdown
+27.83%
Positive Months
57%
Average Drawdown
-6.7%
Risk-Adjusted
Sharpe Ratio
0.84
Risk-free rate: 2.0%
Sortino Ratio
0.85
Downside risk adjusted
Return/Volatility
0.94
Calmar Ratio
0.67
Return/Max Drawdown
Ulcer Index
8.36
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
19,706.01
Backtest Period
2022-09-13 to 2026-09-11
4.0 years
Rebalancing
none
Base Currency
EUR