HomePortfoliosPruebas

Pruebas

Created byuser-p3e0nc
Optimize FIRE Projection
None Rebalancing
EUR
Moderate Risk
3.1yr backtest

Performance Summary

Total Return+103.98%
Annualized Return+26.22%
Volatility+12.72%
Sharpe Ratio1.90
Max Drawdown+9.84%

Holdings

Asset Allocation

Asset Class

Equity 45.0%Bonds 42.0%Precious Metals 13.0%
Holdings Details
Diversified portfolio blending US & European equities, global bonds, and gold for balanced growth across key markets and asset classes.
AssetTypeAllocationTER
ES0161937034
BANKIA BOLSA USA FI • ES0161937034
FUND
28.0%1.85%
LU0284393930
DNCA Invest Beyond European Bond Opportunities Class A shares EUR • LU0284393930
FUND
17.0%1.15%
PPFB.XETRA
iShares Physical Gold ETC • IE00B4ND3602
ETF
13.0%0.12%
ES0137474005
Caixabank Destino 2030 Estándar Fi • ES0137474005
FUND
13.0%1.25%
CBU8.XETRA
iShares iBonds Dec 2026 Term USD Corporate UCITS ETF USD (Dist) • IE0007UPSEA3
ETF
12.0%0.12%
0ILK.LSE
Caixabank SA • ES0140609019
STOCK
6.0%0%
0IE9.LSE
Semapa • PTSEM0AM0004
STOCK
3.0%0%
0H00.LSE
Banco de Sabadell SA • ES0113860A34
STOCK
2.0%0%
0NQ2.LSE
Mapfre • ES0124244E34
STOCK
2.0%0%
2KQ.F
Kraken Robotics Inc • CA50077N1024
STOCK
2.0%0%
TKE.F
Take-Two Interactive Software Inc • US8740541094
STOCK
2.0%0%
Total100.0%0.91%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €20,398.05
Histogram of Monthly Returns
The portfolio had a positive return during 30 of the 38 months (79%)
Monthly Returns Heatmap
Best month: +7.7% • Worst month: -5.1% • Best year: 2025 (+37.0%) • Worst year: 2026 (+5.8%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+7.4%+1.1%-5.1%+3.8%+2.3%-2.9%-1.0%+1.1%-0.4%---+5.8%
2025+3.9%+0.3%-0.5%-0.5%+2.9%+1.5%+5.8%+0.5%+7.3%+7.7%-0.9%+4.5%+37.0%
2024+2.9%+1.8%+5.5%+1.3%+2.0%+0.4%+2.7%+2.1%+1.5%+2.7%+3.0%+2.5%+32.2%
2023-------+1.7%-0.9%+0.8%+4.2%+0.6%+6.5%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +9.84% • The longest drawdown period lasted for 5 months and was between March 2026 and September 2026. It reached a trough of -9.4%.
When could this portfolio get you to financial independence?

Pruebas returned +26.22% a year over the 3 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (12.0% of total allocation)

Total Dividends Received

€681.04

35 payments

Dividend Yield

1.48%

(annualized)

Avg Per Payment

€19.46

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€229.36
2025€222.77
2024€198.38
2023€30.52
Total€681.04

Detailed Metrics

Returns
Total Return
+103.98%
Annualized Return
+26.22%
Avg Monthly Return
+1.93%
Risk
Volatility (Annual)
+12.72%
Max Drawdown
+9.84%
Positive Months
79%
Average Drawdown
-2.1%
Risk-Adjusted
Sharpe Ratio
1.90
Risk-free rate: 2.0%
Sortino Ratio
1.80
Downside risk adjusted
Return/Volatility
2.06
Calmar Ratio
2.66
Return/Max Drawdown
Ulcer Index
2.55
Drawdown depth & duration
Martin Ratio
0.09
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€20,398.05
Backtest Period
2023-08-10 to 2026-09-01
3.1 years
Rebalancing
none
Base Currency
EUR