Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
ACWI.PA Amundi MSCI All Country World UCITS ETF EUR Acc • LU1829220216 | ETF | 40.0% | 0.45% |
4GLD.XETRA Xetra-Gold • DE000A0S9GB0 | ETF | 10.0% | 0% |
XEON.XETRA Xtrackers II EUR Overnight Rate Swap UCITS ETF 1C • LU0290358497 | ETF | 10.0% | 0.1% |
IS3R.XETRA iShares Edge MSCI World Momentum Factor UCITS ETF (Acc) • IE00BP3QZ825 | ETF | 10.0% | 0.25% |
HLTW.PA Amundi MSCI World Health Care UCITS ETF EUR Acc • LU0533033238 | ETF | 10.0% | 0.3% |
XDWS.XETRA Xtrackers MSCI World Consumer Staples UCITS ETF 1C • IE00BM67HN09 | ETF | 10.0% | 0.25% |
IBCI.XETRA iShares Euro Inflation Linked Government Bond UCITS ETF • IE00B0M62X26 | ETF | 8.0% | 0.09% |
DBXG.XETRA Xtrackers Eurozone Government Bond 25+ UCITS ETF 1C • LU0290357846 | ETF | 2.0% | 0.15% |
| Total | 100.0% | 0.28% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.2% | +2.9% | -5.3% | +4.7% | +3.4% | +1.6% | -1.8% | +1.8% | +0.6% | - | - | - | +10.2% |
| 2025 | +3.9% | -0.6% | -4.4% | -2.2% | +2.8% | -0.7% | +2.6% | -0.1% | +2.8% | +3.4% | +1.3% | +0.3% | +9.0% |
| 2024 | +2.9% | +2.7% | +3.5% | -1.0% | +0.8% | +3.3% | +0.6% | +0.4% | +1.1% | +1.0% | +4.4% | -1.4% | +19.8% |
| 2023 | +2.1% | -0.4% | +1.0% | +0.3% | +0.9% | +1.1% | +1.9% | -0.4% | -1.7% | -1.6% | +3.5% | +2.7% | +9.7% |
| 2022 | -3.6% | -0.6% | +3.6% | -0.7% | -3.6% | -3.3% | +6.0% | -1.8% | -3.8% | +2.9% | +1.3% | -3.9% | -7.9% |
| 2021 | +0.7% | -0.3% | +4.5% | +1.2% | +0.4% | +2.9% | +1.7% | +2.0% | -1.5% | +3.5% | +0.4% | +3.1% | +20.0% |
| 2020 | +1.6% | -5.7% | -6.0% | +6.9% | +1.1% | +1.2% | +1.3% | +2.7% | -0.4% | -1.7% | +4.3% | +1.5% | +6.1% |
| 2019 | +5.0% | +2.4% | +2.3% | +1.7% | -2.5% | +3.5% | +3.0% | +0.7% | +1.1% | -0.2% | +2.7% | +0.9% | +22.5% |
| 2018 | +1.0% | -1.4% | -2.2% | +2.3% | +2.5% | -0.1% | +1.6% | +1.3% | +0.5% | -3.0% | +1.0% | -4.9% | -1.7% |
| 2017 | -0.3% | +4.6% | +0.1% | -0.3% | -0.6% | -1.1% | -0.8% | -0.3% | +1.7% | +2.5% | -0.2% | +0.6% | +5.8% |
| 2016 | - | - | -0.7% | +0.2% | +2.6% | +0.4% | +3.7% | -0.9% | +0.0% | -0.8% | +1.8% | +1.8% | +8.4% |
Prueba 2 returned +9.40% a year over the 10 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.