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PORTAFOGLIO INIZIALE

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Annual Rebalancing

EUR

Moderate Risk

2.1yr backtest

Performance Summary

Total Return+33.78%

Annualized Return+14.76%

Volatility+11.89%

Sharpe Ratio1.07

Max Drawdown+17.03%

Holdings

Asset Allocation

Asset Class

Equity 80.0%Bonds 15.0%Precious Metals 5.0%

Holdings Details

A diversified ETF portfolio with 80% global stocks, 15% hedged bonds, and 5% gold for balanced, long-term growth across asset classes.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
WEBN.XETRA Amundi Prime All Country World UCITS ETF Acc • IE0003XJA0J9	IE0003XJA0J9	Acc	ETF	80.0%	0.07%
EUNA.XETRA iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc) • IE00BDBRDM35	IE00BDBRDM35	Acc	ETF	15.0%	0.1%
PPFB.XETRA iShares Physical Gold ETC • IE00B4ND3602	IE00B4ND3602	Acc	ETF	5.0%	0.12%
Total		Total			100.0%	0.08%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €13,377.96

Histogram of Monthly Returns

The portfolio had a positive return during 18 of the 27 months (67%)

Monthly Returns Heatmap

Best month: +6.9% • Worst month: -5.7% • Best year: 2026 (+12.2%) • Worst year: 2024 (+7.8%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+1.2%	+1.8%	-5.1%	+6.9%	+4.8%	+0.6%	-1.4%	+3.1%	-	-	-	-	+12.2%
2025	+3.8%	-1.6%	-5.7%	-2.9%	+4.7%	+0.7%	+4.0%	-0.1%	+3.0%	+4.1%	-0.1%	+0.6%	+10.6%
2024	-	-	-	-	-	+0.6%	+0.5%	-0.4%	+1.7%	+0.8%	+5.4%	-0.9%	+7.8%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +17.03% • The longest drawdown period lasted for 6 months and was between February 2025 and September 2025. It reached a trough of -17.0%.

Detailed Metrics

Returns

Total Return

+33.78%

Annualized Return

+14.76%

Avg Monthly Return

+1.13%

Risk

Volatility (Annual)

+11.89%

Max Drawdown

+17.03%

Positive Months

67%

Average Drawdown

-2.8%

Risk-Adjusted

Sharpe Ratio

1.07

Risk-free rate: 2.0%

Sortino Ratio

0.97

Downside risk adjusted

Return/Volatility

1.24

Calmar Ratio

0.87

Return/Max Drawdown

Ulcer Index

3.77

Drawdown depth & duration

Martin Ratio

0.03

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€13,377.96

Backtest Period

2024-06-26 to 2026-08-07
2.1 years

Rebalancing

annual

Base Currency

EUR