HomePortfoliosPropuesta Solicitada Fran Equiza

Propuesta Solicitada Fran Equiza

Optimize FIRE Projection
None Rebalancing
EUR
Moderate Risk
Multi-currency
13.9yr backtest

Performance Summary

Total Return+355.03%
Annualized Return+11.50%
Volatility+13.22%
Sharpe Ratio0.72
Max Drawdown+31.36%

Holdings

Asset Allocation

Asset Class

Equity 100.0%
Holdings Details
Global equity portfolio with 70% in developed markets and 30% in high-growth Latin America and Emerging Asia for diversified growth.
AssetTypeAllocationTER
LU0061474960
Threadneedle Lux World Equities Au LU0061474960
FUND
35.0%1.72%
LU0248168428
SCHRODER ISF GLOBAL EQUITY ALPHALU0248168428
FUND
35.0%1.85%
LU0399356780
DWS Invest Latin American Equities LCLU0399356780
FUND
15.0%1.95%
LU0329678410
Fidelity Funds - Emerging Asia Fund A-Acc-EURLU0329678410
FUND
15.0%1.91%
Total100.0%1.83%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €45,502.57
Histogram of Monthly Returns
The portfolio had a positive return during 114 of the 168 months (68%)
Monthly Returns Heatmap
Best month: +11.5% • Worst month: -11.9% • Best year: 2019 (+30.8%) • Worst year: 2022 (-14.6%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.6%+1.8%-6.8%+9.3%+4.8%+3.8%-2.6%+2.7%-0.4%---+15.3%
2025+4.9%-2.3%-7.8%-3.0%+6.7%+1.0%+3.9%-1.0%+2.9%+4.0%-1.1%-0.3%+7.3%
2024+3.0%+4.9%+3.0%-2.2%+1.0%+4.3%-2.3%+0.2%+0.9%+0.8%+5.4%+0.5%+21.0%
2023+4.9%-0.9%+0.8%+0.0%+3.6%+2.6%+2.0%-0.9%-2.0%-3.1%+6.6%+3.0%+17.3%
2022-4.5%-3.4%+4.1%-3.4%-1.7%-6.7%+9.5%-1.4%-7.0%+3.8%+1.8%-5.4%-14.6%
2021-0.1%+2.5%+4.5%+2.3%+1.0%+5.1%+0.4%+3.5%-2.6%+3.5%+0.5%+2.1%+25.0%
2020+1.5%-7.4%-11.9%+11.5%+1.9%+2.5%+2.0%+4.8%-1.3%-1.0%+6.8%+2.8%+10.6%
2019+7.6%+3.6%+3.3%+3.1%-3.5%+3.9%+4.3%-2.1%+1.0%+0.0%+4.2%+2.2%+30.8%
2018+3.0%-2.0%-3.0%+3.4%+3.2%-1.5%+2.2%+0.2%+0.4%-4.8%+3.9%-6.4%-2.2%
2017+2.6%+4.6%+1.0%+1.2%+0.2%-2.1%+0.3%+0.8%+1.5%+3.6%-0.8%+1.2%+14.8%
2016-6.2%-0.2%+2.8%+1.4%+2.5%+0.4%+4.3%+0.5%-0.4%+0.1%-0.3%+1.0%+5.8%
2015+5.3%+6.1%+3.0%-2.1%+1.6%-3.2%+1.7%-10.4%-2.5%+9.9%+3.2%-4.1%+7.0%
2014-3.5%+3.8%+0.0%-0.9%+4.9%+1.2%+1.5%+3.8%+0.3%+2.4%+3.0%+0.3%+17.5%
2013+2.4%+3.5%+2.7%-0.9%+1.8%-4.5%+1.8%-3.5%+3.5%+4.0%+0.7%+0.7%+12.3%
2012----------1.6%+1.2%+0.5%+0.1%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +31.36% • The longest drawdown period lasted for 2 years and 2 months and was between November 2021 and January 2024. It reached a trough of -18.5%.
When could this portfolio get you to financial independence?

Propuesta Solicitada Fran Equiza returned +11.50% a year over the 14 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Detailed Metrics

Returns
Total Return
+355.03%
Annualized Return
+11.50%
Avg Monthly Return
+0.97%
Risk
Volatility (Annual)
+13.22%
Max Drawdown
+31.36%
Positive Months
68%
Average Drawdown
-5.5%
Risk-Adjusted
Sharpe Ratio
0.72
Risk-free rate: 2.0%
Sortino Ratio
0.66
Downside risk adjusted
Return/Volatility
0.87
Calmar Ratio
0.37
Return/Max Drawdown
Ulcer Index
7.01
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
45,502.57
Backtest Period
2012-10-01 to 2026-09-03
13.9 years
Rebalancing
none
Base Currency
EUR