Home PortfoliosPrimera cartera

Primera cartera

Created byuser-r9l53r

Annual Rebalancing

EUR

Low Risk

1.3yr backtest

Performance Summary

Total Return+20.13%

Annualized Return+15.72%

Volatility+9.10%

Sharpe Ratio1.51

Max Drawdown+7.67%

Holdings

Asset Allocation

Asset Class

Equity 50.0%Bonds 30.0%Precious Metals 10.0%Money Market 10.0%

Holdings Details

Diversified ETF portfolio blending global stocks, Eurozone bonds, gold, and money markets for balanced, long-term growth across asset classes.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
ACWI.PA Amundi MSCI All Country World UCITS ETF EUR Acc • LU1829220216	LU1829220216	Acc	ETF	40.0%	0.45%
PPFB.XETRA iShares Physical Gold ETC • IE00B4ND3602	IE00B4ND3602	Acc	ETF	10.0%	0.12%
DBXG.XETRA Xtrackers Eurozone Government Bond 25+ UCITS ETF 1C • LU0290357846	LU0290357846	Acc	ETF	10.0%	0.15%
CBUH.XETRA iShares MSCI World Momentum Factor Advanced UCITS ETF USD (Acc) • IE000L5NW549	IE000L5NW549	Acc	ETF	10.0%	0.25%
DBXP.XETRA Xtrackers Eurozone Government Bond 1-3 UCITS ETF 1C • LU0290356871	LU0290356871	Acc	ETF	10.0%	0.1%
LYOR.XETRA Amundi Smart Overnight Return UCITS ETF Acc • LU1190417599	LU1190417599	Acc	ETF	10.0%	0.1%
IBCI.XETRA iShares Euro Inflation Linked Government Bond UCITS ETF • IE00B0M62X26	IE00B0M62X26	Acc	ETF	8.0%	0.09%
AYE2.XETRA iShares EUR High Yield Corporate Bond ESG SRI UCITS ETF EUR (Acc) • IE00BJK55C48	IE00BJK55C48	Acc	ETF	2.0%	0.25%
Total		Total			100.0%	0.26%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €12,013.43

Histogram of Monthly Returns

The portfolio had a positive return during 12 of the 16 months (75%)

Monthly Returns Heatmap

Best month: +4.8% • Worst month: -4.6% • Best year: 2025 (+10.9%) • Worst year: 2026 (+8.3%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+2.5%	+2.1%	-4.6%	+4.8%	+3.3%	+0.3%	-	-	-	-	-	-	+8.3%
2025	-	-	-0.1%	-0.9%	+3.0%	+0.1%	+2.5%	-0.5%	+2.9%	+2.9%	+0.2%	+0.4%	+10.9%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +7.67% • The longest drawdown period lasted for 1 month and was between February 2026 and April 2026. It reached a trough of -5.6%.

Detailed Metrics

Returns

Total Return

+20.13%

Annualized Return

+15.72%

Avg Monthly Return

+1.18%

Risk

Volatility (Annual)

+9.10%

Max Drawdown

+7.67%

Positive Months

75%

Average Drawdown

-1.2%

Risk-Adjusted

Sharpe Ratio

1.51

Risk-free rate: 2.0%

Sortino Ratio

1.53

Downside risk adjusted

Return/Volatility

1.73

Calmar Ratio

2.05

Return/Max Drawdown

Ulcer Index

1.62

Drawdown depth & duration

Martin Ratio

0.08

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€12,013.43

Backtest Period

2025-03-17 to 2026-06-19
1.3 years

Rebalancing

annual

Base Currency

EUR