HomePortfoliosPrimera cartera

Primera cartera

Optimize
Annual Rebalancing
EUR
Low Risk
9.3yr backtest

Performance Summary

Total Return+125.63%
Annualized Return+9.12%
Volatility+9.36%
Sharpe Ratio0.76
Max Drawdown+20.28%

Holdings

Asset Allocation

Asset Class

Equity 55.0%Bonds 20.0%Precious Metals 15.0%Money Market 10.0%
Holdings Details
Diversified ETF portfolio blending global stocks, gold, bonds, and money market funds for balanced growth and risk management across asset classes.
AssetTypeAllocationTER
ACWI.PA
Amundi MSCI All Country World UCITS ETF EUR AccLU1829220216
ETF
40.0%0.45%
IS3R.XETRA
iShares Edge MSCI World Momentum Factor UCITS ETF (Acc)IE00BP3QZ825
ETF
15.0%0.25%
4GLD.XETRA
Xetra-GoldDE000A0S9GB0
ETF
15.0%0%
DBXG.XETRA
Xtrackers Eurozone Government Bond 25+ UCITS ETF 1CLU0290357846
ETF
10.0%0.15%
XEON.XETRA
Xtrackers II EUR Overnight Rate Swap UCITS ETF 1CLU0290358497
ETF
10.0%0.1%
IBCI.XETRA
iShares Euro Inflation Linked Government Bond UCITS ETFIE00B0M62X26
ETF
8.0%0.09%
XHYA.XETRA
Xtrackers EUR High Yield Corporate Bond UCITS ETF 1CLU1109943388
ETF
2.0%0.2%
Total100.0%0.25%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €22,563.35
Histogram of Monthly Returns
The portfolio had a positive return during 72 of the 113 months (64%)
Monthly Returns Heatmap
Best month: +6.3% • Worst month: -6.6% • Best year: 2019 (+21.9%) • Worst year: 2022 (-11.6%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+2.8%+2.2%-5.2%+5.4%+3.9%+0.7%-0.8%-----+8.9%
2025+3.6%-0.9%-4.2%-1.0%+3.2%-0.2%+2.6%-0.4%+3.9%+3.3%+0.5%+0.7%+11.3%
2024+2.3%+2.8%+3.8%-0.8%+0.8%+3.2%+0.5%-0.1%+1.9%+1.7%+4.5%-1.1%+21.2%
2023+3.1%-1.1%+1.3%-0.2%+1.4%+1.0%+1.7%-0.4%-2.3%-0.8%+4.2%+3.2%+11.7%
2022-3.3%-0.7%+2.9%-2.4%-3.6%-3.9%+6.1%-2.3%-4.2%+2.1%+2.0%-4.3%-11.6%
2021+0.7%-0.7%+3.2%+1.2%+0.3%+2.1%+1.7%+1.6%-1.4%+3.5%+0.7%+1.6%+15.4%
2020+2.5%-4.2%-6.6%+6.3%+1.2%+1.9%+2.0%+2.3%-0.3%-0.9%+3.2%+1.7%+8.8%
2019+4.9%+2.0%+2.1%+1.9%-2.0%+4.0%+3.2%+1.6%+0.6%-0.4%+1.8%+0.6%+21.9%
2018+1.3%-0.6%-1.7%+2.1%+2.3%-0.7%+0.7%+1.1%+0.3%-2.9%+0.4%-3.4%-1.3%
2017--+0.8%-0.1%-0.7%-1.2%-0.3%+0.2%+1.3%+2.9%-0.3%+0.3%+3.0%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +20.28% • The longest drawdown period lasted for 2 years and 2 months and was between November 2021 and January 2024. It reached a trough of -12.8%.

Detailed Metrics

Returns
Total Return
+125.63%
Annualized Return
+9.12%
Avg Monthly Return
+0.75%
Risk
Volatility (Annual)
+9.36%
Max Drawdown
+20.28%
Positive Months
64%
Average Drawdown
-3.6%
Risk-Adjusted
Sharpe Ratio
0.76
Risk-free rate: 2.0%
Sortino Ratio
0.70
Downside risk adjusted
Return/Volatility
0.97
Calmar Ratio
0.45
Return/Max Drawdown
Ulcer Index
4.76
Drawdown depth & duration
Martin Ratio
0.01
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
22,563.35
Backtest Period
2017-03-15 to 2026-07-10
9.3 years
Rebalancing
annual
Base Currency
EUR