hl

Created byuser-l66hnr

Optimize

None Rebalancing

GBP

Moderate Risk

Multi-currency

2.2yr backtest

Performance Summary

Total Return+41.43%

Annualized Return+16.83%

Volatility+12.21%

Sharpe Ratio1.21

Max Drawdown+18.79%

Holdings

Asset Allocation

Asset Class

Equity 99.0%Other 1.0%

Holdings Details

Diversified global equity portfolio focused on US, developed markets, and world index funds for long-term capital growth.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
GB00BG0QPL51 Legal & General US Index Trust C Class Accumulation • GB00BG0QPL51	GB00BG0QPL51	Acc	FUND	30.0%	0.06%
GB00B2Q6HW61 Legal & General International Index Trust I Class Accumulation • GB00B2Q6HW61	GB00B2Q6HW61	Acc	FUND	26.0%	0.13%
GB00BMJJJF91 HSBC FTSE All-World Index Fund Accumulation C • GB00BMJJJF91	GB00BMJJJF91	Acc	FUND	18.0%	0.13%
GB00BLS0CL32 Phoenix Wealth Vanguard FTSE Developed World ex-UK Equity Index Pn S4 GTR in GB • GB00BLS0CL32	GB00BLS0CL32	Acc	FUND	17.5%	0.15%
GB00BG0QP042 L&G European Index Trust C Acc in GB** • GB00BG0QP042	GB00BG0QP042	Acc	FUND	7.5%	0.1%
PLTR.BA Palantir Technologies Inc.	-	-	STOCK	1.0%	0%
Total		Total			100.0%	0.11%

Performance

Portfolio Value Over Time

Starting with £10,000 investment → now worth £14,143.29

Histogram of Monthly Returns

The portfolio had a positive return during 18 of the 28 months (64%)

Monthly Returns Heatmap

Best month: +7.2% • Worst month: -6.6% • Best year: 2025 (+15.5%) • Worst year: 2026 (+6.3%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	-1.0%	+2.0%	-5.0%	+7.1%	+7.2%	-3.4%	-	-	-	-	-	-	+6.3%
2025	+4.7%	-3.7%	-6.6%	-2.3%	+6.4%	+2.8%	+7.0%	-0.1%	+3.4%	+5.3%	-1.8%	+0.5%	+15.5%
2024	-	-	+2.5%	-1.7%	+0.9%	+4.5%	-1.2%	+0.6%	+0.4%	+2.5%	+5.9%	+0.1%	+15.2%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +18.79% • The longest drawdown period lasted for 5 months and was between February 2025 and July 2025. It reached a trough of -18.8%.

Detailed Metrics

Returns

Total Return

+41.43%

Annualized Return

+16.83%

Avg Monthly Return

+1.31%

Risk

Volatility (Annual)

+12.21%

Max Drawdown

+18.79%

Positive Months

64%

Average Drawdown

-3.0%

Risk-Adjusted

Sharpe Ratio

1.21

Risk-free rate: 2.0%

Sortino Ratio

1.13

Downside risk adjusted

Return/Volatility

1.38

Calmar Ratio

0.90

Return/Max Drawdown

Ulcer Index

4.20

Drawdown depth & duration

Martin Ratio

0.04

Return/Ulcer Index

Backtest Configuration

Initial Investment

£10,000

Final Value

£14,143.29

Backtest Period

2024-03-19 to 2026-06-11
2.2 years

Rebalancing

none

Base Currency

GBP