F

Created byuser-ux2c3y

None Rebalancing

EUR

Moderate Risk

Multi-currency

2.0yr backtest

Performance Summary

Total Return+31.13%

Annualized Return+14.83%

Volatility+14.94%

Sharpe Ratio0.86

Max Drawdown+21.54%

Holdings

Asset Allocation

Asset Class

Equity 96.0%Cryptocurrencies 4.0%

Holdings Details

Global equity ETF portfolio with 96% stocks and 4% Bitcoin for diversified growth across developed and emerging markets.

Asset	ISIN	Dist. Policy	Type	Allocation	TER
SWRD.AS State Street SPDR MSCI World UCITS ETF USD Unhedged • IE00BFY0GT14	IE00BFY0GT14	Acc	ETF	45.2%	0.12%
VHVE.LSE Vanguard FTSE Developed World UCITS ETF Acc • IE00BK5BQV03	IE00BK5BQV03	Acc	ETF	31.9%	0.12%
EIMI.LSE iShares Core MSCI Emerging Markets IMI UCITS ETF (Acc) • IE00BKM4GZ66	IE00BKM4GZ66	Acc	ETF	8.5%	0.18%
WEBN.XETRA Amundi Prime All Country World UCITS ETF Acc • IE0003XJA0J9	IE0003XJA0J9	Acc	ETF	7.8%	0.07%
WBIT.XETRA WisdomTree Physical Bitcoin • GB00BJYDH287	GB00BJYDH287	Acc	ETF	4.0%	0.15%
SPXS.AS Invesco S&P 500 UCITS ETF Acc • IE00B3YCGJ38	IE00B3YCGJ38	Acc	ETF	2.6%	0.05%
Total		Total			100.0%	0.12%

Performance

Portfolio Value Over Time

Starting with €10,000 investment → now worth €13,112.67

Histogram of Monthly Returns

The portfolio had a positive return during 16 of the 25 months (64%)

Monthly Returns Heatmap

Best month: +9.3% • Worst month: -7.2% • Best year: 2024 (+10.8%) • Worst year: 2025 (+7.1%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Total
2026	+0.6%	+1.3%	-5.4%	+9.3%	+5.8%	-0.9%	-	-	-	-	-	-	+10.5%
2025	+4.3%	-3.4%	-7.2%	-3.3%	+6.5%	+0.7%	+5.0%	-0.4%	+2.9%	+4.0%	-1.3%	+0.1%	+7.1%
2024	-	-	-	-	-	+0.3%	+0.5%	-1.0%	+2.0%	+1.3%	+8.3%	-0.7%	+10.8%

> +2%

0% to +2%

-2% to 0%

< -2%

Drawdown Analysis

Maximum drawdown: +21.54% • The longest drawdown period lasted for 7 months and was between February 2025 and September 2025. It reached a trough of -21.5%.

Detailed Metrics

Returns

Total Return

+31.13%

Annualized Return

+14.83%

Avg Monthly Return

+1.16%

Risk

Volatility (Annual)

+14.94%

Max Drawdown

+21.54%

Positive Months

64%

Average Drawdown

-3.7%

Risk-Adjusted

Sharpe Ratio

0.86

Risk-free rate: 2.0%

Sortino Ratio

0.81

Downside risk adjusted

Return/Volatility

0.99

Calmar Ratio

0.69

Return/Max Drawdown

Ulcer Index

4.92

Drawdown depth & duration

Martin Ratio

0.03

Return/Ulcer Index

Backtest Configuration

Initial Investment

€10,000

Final Value

€13,112.67

Backtest Period

2024-06-26 to 2026-06-12
2.0 years

Rebalancing

none

Base Currency

EUR