Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
LYP6.XETRA Amundi Core Stoxx Europe 600 UCITS ETF Acc • LU0908500753 | ETF | 39.0% | 0.07% |
IS3N.XETRA iShares Core MSCI Emerging Markets IMI UCITS • IE00BKM4GZ66 | ETF | 26.0% | 0.18% |
EUNA.XETRA iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc) • IE00BDBRDM35 | ETF | 25.0% | 0.1% |
PPFB.XETRA iShares Physical Gold ETC • IE00B4ND3602 | ETF | 10.0% | 0.12% |
| Total | 100.0% | 0.11% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +4.2% | +3.9% | -7.0% | +5.3% | +3.6% | +0.5% | -1.9% | +2.1% | -0.5% | - | - | - | +10.0% |
| 2025 | +4.0% | +1.6% | -1.8% | -0.9% | +2.9% | +0.1% | +1.7% | +0.7% | +3.4% | +3.2% | +0.4% | +1.7% | +18.1% |
| 2024 | +0.1% | +1.5% | +3.5% | -0.0% | +1.4% | +1.2% | +1.2% | +0.5% | +1.9% | -1.4% | +0.9% | -0.6% | +10.6% |
| 2023 | +5.0% | -1.3% | +1.2% | +0.4% | -0.7% | +1.1% | +2.3% | -2.2% | -1.3% | -2.1% | +4.7% | +3.0% | +10.1% |
| 2022 | -1.8% | -2.0% | +0.0% | -0.8% | -1.5% | -4.7% | +4.3% | -2.3% | -5.8% | +1.0% | +5.7% | -2.4% | -10.4% |
| 2021 | - | - | - | - | - | - | -0.2% | +1.3% | -2.0% | +2.1% | -1.0% | +2.6% | +2.7% |
EU returned +7.58% a year over the 5 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.