None Rebalancing
EUR
Moderate Risk
10.0yr backtest

Performance Summary

Total Return+208.20%
Annualized Return+11.96%
Volatility+12.32%
Sharpe Ratio0.81
Max Drawdown+28.28%

Holdings

Asset Allocation

Asset Class

Equity 85.0%Precious Metals 15.0%
Holdings Details
Explore the BB investment portfolio for a diversified EUR strategy featuring S&P 500 ETFs, European healthcare, MSCI World growth, and gold for market stability
AssetTypeAllocationTER
ESEE.XETRA
BNP Paribas Easy S&P 500 UCITS ETF EURFR0011550185
ETF
30.0%0.14%
LHTC.F
Amundi STOXX Europe 600 Healthcare UCITS ETF AccLU1834986900
ETF
15.0%0.3%
CW8.PA
Amundi MSCI World Swap UCITS ETF EUR AccLU1681043599
ETF
15.0%0.38%
SXR7.XETRA
iShares Core MSCI EMU UCITS ETF EUR (Acc)IE00B53QG562
ETF
15.0%0.12%
GBS.PA
Gold Bullion SecuritiesGB00B00FHZ82
ETF
15.0%0.4%
PAEJ.PA
Amundi PEA Asie Pacifique (MSCI AC Asia Pacific Ex Japan) UCITS ETF AccFR0011869312
ETF
8.0%0.6%
VLEU.F
BNP Paribas Easy Low Volatility Europe UCITS ETFLU1377381717
ETF
2.0%0.31%
Total100.0%0.28%

Performance

Portfolio Value Over Time
Starting with 10,000 investment → now worth €30,820.37
Histogram of Monthly Returns
The portfolio had a positive return during 84 of the 121 months (69%)
Monthly Returns Heatmap
Best month: +9.4% • Worst month: -8.4% • Best year: 2019 (+28.6%) • Worst year: 2022 (-10.4%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+3.1%+2.3%-6.5%+5.9%+4.7%+0.1%-1.3%+2.7%+0.4%---+11.3%
2025+5.0%-1.1%-5.5%-3.1%+4.7%-0.2%+3.9%+0.0%+3.5%+4.6%+0.9%+0.6%+13.4%
2024+3.0%+3.1%+4.1%-0.7%+1.2%+4.1%+0.6%+0.4%+1.1%+1.1%+4.3%-0.9%+23.7%
2023+4.5%+0.1%+1.4%+0.7%+1.7%+2.1%+2.0%-0.4%-2.1%-2.3%+4.8%+3.1%+16.5%
2022-4.7%-1.5%+4.5%-1.2%-3.3%-5.1%+7.8%-2.3%-5.4%+3.6%+2.1%-4.3%-10.4%
2021+0.5%+1.3%+5.2%+1.9%+0.9%+3.4%+1.7%+2.8%-2.4%+4.5%+0.6%+3.9%+26.9%
2020+0.8%-7.2%-8.4%+9.4%+1.9%+1.6%+0.7%+3.7%-1.1%-3.1%+6.6%+1.8%+5.3%
2019+5.6%+3.6%+2.5%+2.5%-3.8%+4.6%+3.1%+0.0%+2.0%+0.5%+3.2%+1.8%+28.6%
2018+1.4%-2.4%-2.7%+3.4%+3.0%-0.2%+2.5%+0.8%+0.1%-3.8%+0.5%-5.3%-3.2%
2017-0.2%+5.2%+1.1%+0.0%-0.3%-1.6%-1.3%+0.1%+2.0%+2.5%-0.8%+0.7%+7.6%
2016--------+0.9%-0.7%+2.8%+2.5%+5.6%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +28.28% • The longest drawdown period lasted for 1 year and 6 months and was between January 2022 and July 2023. It reached a trough of -13.3%.
When could this portfolio get you to financial independence?

BB returned +11.96% a year over the 10 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.

Detailed Metrics

Returns
Total Return
+208.20%
Annualized Return
+11.96%
Avg Monthly Return
+0.98%
Risk
Volatility (Annual)
+12.32%
Max Drawdown
+28.28%
Positive Months
69%
Average Drawdown
-3.6%
Risk-Adjusted
Sharpe Ratio
0.81
Risk-free rate: 2.0%
Sortino Ratio
0.74
Downside risk adjusted
Return/Volatility
0.97
Calmar Ratio
0.42
Return/Max Drawdown
Ulcer Index
4.83
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
10,000
Final Value
30,820.37
Backtest Period
2016-09-16 to 2026-09-04
10.0 years
Rebalancing
none
Base Currency
EUR