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Portfolio 1

Created byuser-dyqkge
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Quarterly Rebalancing
EUR
Moderate Risk
3.1yr backtest

Performance Summary

Total Return+59.53%
Annualized Return+16.22%
Volatility+16.11%
Sharpe Ratio0.88
Max Drawdown+13.25%

Holdings

Asset Allocation

Asset Class

Equity 75.0%Precious Metals 10.0%Bonds 10.0%Real Estate 5.0%
Holdings Details
Diversified global ETF portfolio covering US, emerging markets, Europe, bonds, gold, real estate, tech, and thematic sectors for balanced growth.
AssetTypeAllocationTER
VUAG.LSE
Vanguard S&P 500 UCITS ETF (USD) Accumulating • IE00BFMXXD54
ETF
33.0%0.07%
EMGU.LSE
iShares Core MSCI Emerging Markets IMI UCITS ETF • IE00BD45KH83
ETF
15.0%0.18%
VEUA.LSE
Vanguard FTSE Developed Europe UCITS ETF (EUR) Accumulating • IE00BK5BQX27
ETF
15.0%0.1%
IGLG.LSE
iShares Physical Gold GBP Hedged ETC • IE000Q2P3ZQ3
ETF
10.0%0.25%
VAGS.LSE
Vanguard Global Aggregate Bond UCITS ETF GBP Hedged Accumulating • IE00BG47K971
ETF
10.0%0.08%
TREG.LSE
VanEck Global Real Estate UCITS ETF • NL0009690239
ETF
5.0%0.25%
EQGB.SW
Invesco Nasdaq-100 UCITS ETF GBP Hedged • IE00BYVTMW98
ETF
5.0%0.35%
VHYL.LSE
Vanguard FTSE All-World High Dividend Yield UCITS ETF Distributing • IE00B8GKDB10
ETF
5.0%0.29%
NUCG.LSE
VanEck Uranium and Nuclear Technologies UCITS ETF A • IE000M7V94E1
ETF
2.0%0.55%
Total100.0%0.15%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €15,952.85
Histogram of Monthly Returns
The portfolio had a positive return during 27 of the 39 months (69%)
Monthly Returns Heatmap
Best month: +4.6% • Worst month: -6.9% • Best year: 2025 (+20.4%) • Worst year: 2026 (+3.0%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+3.0%+3.7%-6.9%+3.6%--------+3.0%
2025+4.3%-1.8%-3.0%-1.0%+4.3%+2.6%+4.2%+0.5%+4.5%+4.4%-0.2%+0.3%+20.4%
2024+0.5%+2.4%+3.9%-1.0%+1.2%+3.1%+0.5%+0.3%+1.5%+1.7%+2.7%-1.1%+16.6%
2023--0.8%+1.1%+0.3%-0.6%+2.8%+2.5%-1.1%-0.9%-1.9%+4.6%+4.1%+10.3%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +13.25% • The longest drawdown period lasted for 3 months and was between February 2025 and June 2025. It reached a trough of -12.7%.

Dividend Income

Summary
This portfolio contains 3 distributing ETFs (25.0% of total allocation)

Total Dividends Received

€270.85

33 payments

Dividend Yield

0.70%

(annualized)

Avg Per Payment

€8.21

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€24.46
2025€90.35
2024€79.94
2023€76.10
Total€270.85

Detailed Metrics

Returns
Total Return
+59.53%
Annualized Return
+16.22%
Avg Monthly Return
+1.24%
Risk
Volatility (Annual)
+16.11%
Max Drawdown
+13.25%
Positive Months
69%
Average Drawdown
-1.6%
Risk-Adjusted
Sharpe Ratio
0.88
Risk-free rate: 2.0%
Sortino Ratio
0.96
Downside risk adjusted
Return/Volatility
1.01
Calmar Ratio
1.22
Return/Max Drawdown
Ulcer Index
2.23
Drawdown depth & duration
Martin Ratio
0.06
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€15,952.85
Backtest Period
2023-02-22 to 2026-04-02
3.1 years
Rebalancing
quarterly
Base Currency
EUR