Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
VGWE.XETRA Vanguard FTSE All-World High Dividend Yield UCITS ETF Acc • IE00BK5BR626 | ETF | 48.0% | 0.29% |
L8I3.XETRA Amundi EUR Overnight Return UCITS ETF Acc • FR0010510800 | ETF | 30.0% | 0.1% |
FR0007430806 HMG Découvertes D • FR0007430806 | FUND | 8.0% | 2.25% |
V80A.XETRA Vanguard LifeStrategy 80% Equity UCITS ETF (EUR) Accumulating • IE00BMVB5R75 | ETF | 5.0% | 0.25% |
SXR0.XETRA iShares Edge MSCI World Minimum Volatility UCITS ETF EUR Hedged (Acc) • IE00BYXPXL17 | ETF | 5.0% | 0.35% |
IE00BD5HXK71 Comgest Growth World EUR R Acc • IE00BD5HXK71 | FUND | 4.0% | 1.65% |
| Total | 100.0% | 0.45% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.4% | +3.6% | -3.4% | +2.9% | +2.1% | +1.4% | +1.7% | +0.8% | +0.7% | - | - | - | +12.8% |
| 2025 | +3.6% | +0.9% | -3.1% | -2.8% | +3.0% | -0.1% | +2.1% | +0.7% | +0.9% | +1.6% | +1.3% | +0.9% | +9.2% |
| 2024 | +1.6% | +1.3% | +3.3% | -0.8% | +1.2% | +0.3% | +2.2% | +0.2% | +1.1% | -0.5% | +3.4% | -1.6% | +12.0% |
| 2023 | +2.1% | -0.3% | -1.2% | +0.8% | -0.5% | +2.3% | +2.1% | -1.0% | -0.2% | -2.7% | +3.0% | +3.0% | +7.4% |
| 2022 | -0.6% | -1.1% | +2.3% | -0.1% | -0.4% | -4.5% | +4.3% | -1.1% | -4.2% | +3.9% | +2.8% | -2.6% | -1.8% |
| 2021 | +0.5% | +2.4% | +4.7% | +0.2% | +1.2% | +1.4% | +0.1% | +1.4% | -0.7% | +2.1% | -0.8% | +3.5% | +17.0% |
| 2020 | - | - | - | - | - | - | - | - | - | - | - | +0.3% | +0.3% |
Portefeuille monde returned +9.81% a year over the 6 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.