Asset Class
| Asset | Type | Allocation | TER |
|---|---|---|---|
UETW.XETRA UBS Core MSCI World UCITS ETF USD acc • IE00BD4TXV59 | ETF | 75.0% | 0.06% |
XG7S.XETRA Xtrackers II Global Government Bond UCITS ETF 5C • LU0908508731 | ETF | 15.0% | 0.2% |
PPFB.BE iShares Physical Gold ETC • IE00B4ND3602 | ETF | 10.0% | 0.12% |
| Total | 100.0% | 0.09% |
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.1% | +2.0% | -5.1% | +5.7% | +4.3% | -0.5% | -0.5% | +2.7% | +0.4% | - | - | - | +11.2% |
| 2025 | +4.3% | -1.6% | -5.7% | -3.2% | +4.8% | -0.1% | +4.3% | +0.0% | +3.3% | +4.4% | +0.3% | +0.5% | +11.4% |
| 2024 | +2.9% | +2.8% | +3.9% | -1.2% | +0.9% | +4.2% | +0.5% | -0.1% | +1.8% | +1.7% | +5.8% | -1.0% | +24.4% |
| 2023 | +4.4% | -0.0% | +0.8% | +0.1% | +2.2% | +1.9% | +1.8% | -0.4% | -1.4% | -2.0% | +4.5% | +3.4% | +16.2% |
| 2022 | -4.2% | -0.9% | +3.4% | -1.7% | -3.3% | -4.7% | +8.2% | -2.1% | -4.8% | +2.9% | +0.4% | -4.8% | -11.7% |
| 2021 | - | - | - | - | - | - | +0.7% | +2.1% | -1.7% | +4.2% | +1.1% | +2.7% | +9.3% |
Portafoglio iUBS Core MSCI World, Xtrackers Global Government Bond Acc e iShares Physical Gold 75/15/10 returned +11.21% a year over the 5 years above. Run those same monthly returns forward through 10,000 simulated paths, with your own savings and target retirement age, to see when they could reach your FIRE number.