HomePortfoliosPortafoglio iUBS Core MSCI World, bond 12/28 ita dist e iShares Physical Gold 75/20/5

Portafoglio iUBS Core MSCI World, bond 12/28 ita dist e iShares Physical Gold 75/20/5

Created byuser-8nat7y
None Rebalancing
EUR
Moderate Risk
1.7yr backtest

Performance Summary

Total Return+17.47%
Annualized Return+9.69%
Volatility+16.98%
Sharpe Ratio0.45
Max Drawdown+15.96%

Holdings

Asset Allocation

Asset Class

Equity 75.0%Bonds 20.0%Precious Metals 5.0%
Holdings Details
Diversified ETF portfolio blending 75% global stocks, 20% Italian bonds, and 5% physical gold for balanced growth and stability.
AssetTypeAllocationTER
UETW.XETRA
UBS Core MSCI World UCITS ETF USD acc • IE00BD4TXV59
ETF
75.0%0.06%
28IY.PA
iShares iBonds Dec 2028 Term EUR Italy Government Bond UCITS ETF EUR (Dist) • IE000Q2EQ5K8
ETF
20.0%0.12%
PPFB.BE
iShares Physical Gold ETC • IE00B4ND3602
ETF
5.0%0.12%
Total100.0%0.07%

Performance

Portfolio Value Over Time
Starting with €10,000 investment → now worth €11,747.37
Histogram of Monthly Returns
The portfolio had a positive return during 15 of the 22 months (68%)
Monthly Returns Heatmap
Best month: +5.7% • Worst month: -5.6% • Best year: 2025 (+9.2%) • Worst year: 2026 (-0.5%)
YearJanFebMarAprMayJunJulAugSepOctNovDecTotal
2026+1.4%+1.3%-4.5%+1.5%---------0.5%
2025+3.8%-1.7%-5.6%-2.7%+4.7%+0.3%+3.8%-0.1%+2.5%+3.7%+0.1%+0.4%+9.2%
2024------+0.4%-0.1%+1.6%+1.1%+5.7%-0.9%+8.0%
> +2%
0% to +2%
-2% to 0%
< -2%
Drawdown Analysis
Maximum drawdown: +15.96% • The longest drawdown period lasted for 7 months and was between February 2025 and September 2025. It reached a trough of -16.0%.

Dividend Income

Summary
This portfolio contains 1 distributing ETF (20.0% of total allocation)

Total Dividends Received

€100.45

7 payments

Dividend Yield

0.53%

(annualized)

Avg Per Payment

€14.35

per event

All dividends are automatically reinvested at the payment date. The portfolio value shown includes the compounding effect of dividend reinvestment.

Annual Breakdown
Dividend income per calendar year
YearDividends
2026€13.23
2025€56.28
2024€30.94
Total€100.45

Detailed Metrics

Returns
Total Return
+17.47%
Annualized Return
+9.69%
Avg Monthly Return
+0.77%
Risk
Volatility (Annual)
+16.98%
Max Drawdown
+15.96%
Positive Months
68%
Average Drawdown
-2.9%
Risk-Adjusted
Sharpe Ratio
0.45
Risk-free rate: 2.0%
Sortino Ratio
0.44
Downside risk adjusted
Return/Volatility
0.57
Calmar Ratio
0.61
Return/Max Drawdown
Ulcer Index
3.96
Drawdown depth & duration
Martin Ratio
0.02
Return/Ulcer Index
Backtest Configuration
Initial Investment
€10,000
Final Value
€11,747.37
Backtest Period
2024-07-05 to 2026-04-02
1.7 years
Rebalancing
none
Base Currency
EUR